42 Rose St, Libby, MT 59923 Property Records

Lincoln County property record for 42 Rose St, Libby, MT 59923

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,296 sqft · built 1999
Lot Size	0.599 acres (26,092 sqft)
Owner	Individual Name on Record
Last Sale	$263,984 (Jun 2022)
Tax Bill	$916 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Feb 2021 Mortgage
APN	`R563962`

Property Details

APN / Parcel Number

Primary APN	`R563962`
Alternative APNs	`56-4175-23-4-04-11-0000` `0000003490`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area
1st Floor Area	1,296 sqft
Basement Area	1,296 sqft
Family Room	Family Room

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2010
Architectural Style	Mobile Home
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,092 sqft (0.599 acres)
Lot Dimensions	174 ft deep x 150 ft wide
Garage Type	Detached
Garage Area	832 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	330 sqft
Deck Area	Deck Area
Shed	1 Shed
Shed Area	289 sqft
Pole Barn	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000003490
Street Address	42 ROSE ST
City	LIBBY
State	MT
Zip	59923-9117
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	WHITEHAVEN, S23, T30 N, R31 W, BLOCK 2, LOT 9, ACRES 0.599
Legal Range	31W
Legal Township	30N
Legal Section	23
Legal Subdivision	WHITEHAVEN
Legal Block	2
Legal Lot Number	9
Jurisdiction	LINCOLN MT
Township / Civil Division	LIBBY
Census Block Group	3
Census Block	3038
Census Tract	100

Owner

Source: Lincoln County records, as of September 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	42 ROSE ST, LIBBY, MT 59923-9117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2022	Warranty Deed, Transfer · VA Mortgage WILLAMETTE VALLEY BANK
Feb 16, 2021	Personal Representative Deed, Transfer · FHA Mortgage LENDUS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2022 · Amount on Record
Deed Sale	Jun 28, 2022 · Amount on Record
Prior Sale	Feb 16, 2021 · Amount on Record
Deed Document Number	2022301496
Deed Book / Page	397 / 562
Prior Transfer Date	Oct 22, 2014
Prior Transfer Doc	000355/214
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MT
Recording Date	Jun 28, 2022
Property Address	42 ROSE ST, LIBBY, MT 59923-9117
Document Number	000397/562
Book / Page	397 / 562
Instrument Date	Jun 24, 2022
Instrument	301496
Transaction Type	Transfer
Record Updated	Jul 18, 2022
Title Company	KOOTENAI COUNTY TITLE, KOOTENAI COUNTRY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1101, LIBBY, MT 59923-1101

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 ROSE ST, LIBBY, MT 59923-9117

Mortgage

Document Number	0000301497
Date	Jun 28, 2022
Instrument	301497

Lender

Name	WILLAMETTE VALLEY BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

February 2021: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	LINCOLN MT
Recording Date	Feb 16, 2021
Property Address	42 ROSE ST, LIBBY, MT 59923-9117
Document Number	387/883
Book / Page	387 / 883
Instrument Date	Feb 10, 2020
Instrument	291238
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37485 US HIGHWAY 2, LIBBY, MT 59923-8274

Mortgage

Document Number	291239
Date	Feb 16, 2021
Instrument	291239

Lender

Name	LENDUS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 19, 2025

Property Jurisdictions

Type	Name
State	Montana
County	Lincoln County
Unified School District	Libby K-12 Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$916.00 (-47.92%)	$291,265 (+16.03%)	$291,265 (+16.03%) Land $65,185 Building $226,080
2023	$1,759.00	$251,015	$251,015 Land $35,855 Building $215,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1996)
Most Recent Claim	Feb 1996 · Severe Storms, Flooding, And Ice Jams
Claims by Event	Severe Storms, Flooding, And Ice Jams, Feb 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 73% of Montana
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Western Montana CommunityTel Cable	1,000 / 50

May also be available: Inland Cellular.

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