Hampden County and Westfield City property record for 42 Riverside Dr, Westfield, MA 01085
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,260 sqft · built 1948 |
| Lot Size | 0.283 acres (12,320 sqft) |
| Owner | Individual Name on File |
| Last Sale | $50,000 (Sep 2016) |
| Tax Bill | $4,819 (2026) |
| Deeds & Mortgages | Mar 2026 Line of Credit Jul 2025 Line of Credit + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | WFLD M:29 L:7 |
| Primary APN | WFLD M:29 L:7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,260 sqft Living Area |
| Gross Area | 2,924 sqft |
| Basement Area | 720 sqft |
| Unfinished Basement | 720 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,320 sqft (0.283 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 42 RIVERSIDE DR |
|---|---|
| City | WESTFIELD |
| State | MA |
| Zip | 01085-4337 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 7 |
| Jurisdiction | WESTFIELD MA |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 812600 |
42 Riverside Dr is owned and occupied by an individual who bought it in September 2016.
Source: Hampden County and Westfield City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 42 RIVERSIDE DR, WESTFIELD, MA 01085-4337 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 27, 2026 | Deed of Trust, Mortgage · Line of Credit PEOPLESBANK (HOLYOKE MA) |
| Jul 23, 2025 | Deed of Trust, Mortgage · Line of Credit PEOPLESBANK (HOLYOKE MA) |
| Apr 20, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLES BANK, THE |
| Jun 28, 2017 | Deed of Trust, Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 21, 2016 · Amount on File |
| Deed Sale | Sep 21, 2016 · Amount on File |
| Deed Document Number | 201656041 |
| Deed Book / Page | 21365 / 562 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Property Address | 42 RIVERSIDE DR, WESTFIELD, MA 01085-4337 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 026267-197 |
|---|---|
| Date | Mar 27, 2026 |
| Book Page | 26267/197 |
| Instrument | 12933 |
| Name | PEOPLESBANK (HOLYOKE MA) |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Property Address | 42 RIVERSIDE DR, WESTFIELD, MA 01085-4337 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 025952-302 |
|---|---|
| Date | Jul 23, 2025 |
| Book Page | 25952/302 |
| Instrument | 33345 |
| Name | PEOPLESBANK (HOLYOKE MA) |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Aug 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Property Address | 42 RIVERSIDE DR, WESTFIELD, MA 01085-4337 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 023831-588 |
|---|---|
| Date | Apr 20, 2021 |
| Book Page | 23831/588 |
| Instrument | 26289 |
| Name | PEOPLES BANK, THE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Property Address | 42 RIVERSIDE DR, WESTFIELD, MA 01085-4337 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 21741-100 |
|---|---|
| Date | Jun 28, 2017 |
| Book Page | 21741/100 |
| Instrument | 35866 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 1, 2047 |
The 2026 property tax bill for 42 Riverside Dr was $4,819, up 10.4% from the year before.
Source: Hampden County and Westfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Westfield City |
| Unified School District | Westfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,819.00 (+10.35%) | $322,800 (+12.2%) Land $117,500 Building $205,300 | $292,280 (-1.77%) |
| 2025 | $4,367.00 | $287,700 Land $114,000 Building $173,700 | $297,540 (-2.82%) |
| 2024 | $306,185 | ||
| 2023 | $4,204.00 | $247,600 Land $98,800 Building $148,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 42 Riverside Dr in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 individual policies |
| Nearby Flood Policies | 30 units insured incl. 20 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 42 Riverside Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Whip City Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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