Cumberland County and Gray Town property record for 42 Ramsdell Rd, Gray, ME 04039
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,326 sqft · built 1972 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Individual Name on File |
| Last Sale | $204,100 (Aug 2013) |
| Tax Bill | $4,017 (2025) |
| Deeds & Mortgages | Jul 2021 Refinance Sep 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | GRAY M:042 B:019 L:013-000 |
| Primary APN | GRAY M:042 B:019 L:013-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,326 sqft Living Area |
| Basement Area | 300 sqft |
| Unfinished Basement | 300 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 130,680 sqft (3 acres) |
| Deck Area | Deck Area |
| Heating System | Baseboard |
|---|
| Account Number | 939 |
|---|---|
| Street Address | 42 RAMSDELL RD |
| City | GRAY |
| State | ME |
| Zip | 04039-9776 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Subdivision | LAWRENCE & IDA M WHITNEY |
| Legal Block | 19 |
| Legal Lot Number | 13-0 |
| Jurisdiction | GRAY ME |
| Township / Civil Division | GRAY |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 4702 |
42 Ramsdell Rd is owned and occupied by an individual who bought it in August 2013.
Source: Cumberland County and Gray Town records, as of July 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 42 RAMSDELL RD, GRAY, ME 04039-9776 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CUMBERLAND COUNTY FCU |
| Sep 2, 2021 | Deed of Trust, Mortgage · Line of Credit CUMBERLAND COUNTY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2013 · Amount on File |
| Deed Sale | Aug 1, 2013 · Amount on File |
| Deed Document Number | 201346112 |
| Deed Book / Page | 30892 / 143 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAY ME |
| Property Address | 42 RAMSDELL RD, GRAY, ME 04039-9776 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0384710131 |
|---|---|
| Date | Jul 27, 2021 |
| Book Page | 38471/131 |
| Instrument | 53625 |
| Name | CUMBERLAND COUNTY FCU |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAY ME |
| Property Address | 42 RAMSDELL RD, GRAY, ME 04039-9776 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0386180186 |
|---|---|
| Date | Sep 2, 2021 |
| Book Page | 38618/186 |
| Instrument | 63813 |
| Name | CUMBERLAND COUNTY FCU |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 42 Ramsdell Rd was $4,017.
Source: Cumberland County and Gray Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Gray Town |
| Unified School District | School Administrative District 15 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,017.00 | $415,000 Land $132,000 Building $283,000 |
| 2023 | $4,000.00 (+10.28%) | $263,500 (+1.35%) Land $73,500 Building $190,000 |
| 2022 | $3,627.00 | $260,000 Land $73,500 Building $186,500 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 42 Ramsdell Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 42 Ramsdell Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| GoNetspeed Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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