42 Prosper St, Malden, MA 02148 Property Records

Middlesex County and Malden City property record for 42 Prosper St, Malden, MA 02148

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,169 sqft · built 1900
Lot Size	0.09 acres (3,907 sqft)
Owner	2 Individual Names on File
Last Sale	$625,000 (Oct 2021)
Tax Bill	$8,060 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jun 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MALD M:090 B:772 L:210`

Property Details

APN / Parcel Number

Primary APN	`MALD M:090 B:772 L:210`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,169 sqft Living Area
Gross Area	2,204 sqft
Basement Area	713 sqft
Unfinished Basement	713 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,907 sqft (0.09 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	42 PROSPER ST
City	MALDEN
State	MA
Zip	02148-1504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESA
Legal Block	772
Legal Lot Number	210
Jurisdiction	MALDEN MA
Township / Civil Division	MALDEN
Census Block Group	3
Census Block	3002
Census Tract	341600

Owner

42 Prosper St is owned and occupied by two individuals who bought it in October 2021.

Source: Middlesex County and Malden City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	42 PROSPER ST, MALDEN, MA 02148-1504
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage RESIDENTIAL MORTGAGE SERVICES
Jun 15, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Jul 7, 2017	Quit Claim Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2021 · Amount on File
Deed Sale	Oct 4, 2021 · Amount on File
Prior Sale	Jul 7, 2017 · Amount on File
Deed Book / Page	78843 / 127
Record Updated	Oct 29, 2026

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MALDEN MA
Recording Date	Oct 4, 2021
Property Address	42 PROSPER ST, MALDEN, MA 02148-1504
Document Number	78843-127
Book / Page	78843 / 127
Instrument Date	Oct 4, 2021
Instrument	219092
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	42 PROSPER ST, MALDEN, MA 02148-1504

Mortgage

Document Number	219093
Date	Oct 4, 2021
Instrument	219093

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MALDEN MA
Property Address	42 PROSPER ST, MALDEN, MA 02148-1504
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74887-499
Date	Jun 15, 2020
Book Page	74887/499
Instrument	92758

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MALDEN MA
Recording Date	Jul 7, 2017
Property Address	42 PROSPER ST, MALDEN, MA 02148-1504
Document Number	69571-438
Book / Page	069571 / 000438
Instrument Date	Jul 7, 2017
Instrument	105876
Transaction Type	Transfer
Record Updated	Jul 25, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,280.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	42 PROSPER ST MALDEN MA 021481504, MALDEN, MA 02148-1504

Mortgage

Document Number	69571-440
Date	Jul 7, 2017
Book Page	069571/000440
Instrument	105877

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Jul 6, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 42 Prosper St was $8,060, up 10,233.3% from the year before.

Source: Middlesex County and Malden City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Malden City
Unified School District	Malden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,060.00 (+10,233.33%)	$707,000 (+1.95%) Land $314,700 Building $391,400	$672,790 (+3.72%)
2025	$78.00 (-98.94%)	$693,500 (+9.99%) Land $291,100 Building $402,400	$648,660
2024	$7,371.00 (+1.49%)	$630,500 (+5.82%) Land $275,400 Building $355,100
2023	$7,263.00	$595,800 Land $251,800 Building $344,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 42 Prosper St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 42 Prosper St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MALDEN WATER DIVISION (MWRA) serves 66,263 people · EPA ID MA3165000
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2024
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Mar 2016
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 622 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: Netafy, Starry, T-Mobile.

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