42 Prospect St, Naugatuck, CT 06770 Property Records

Naugatuck Borough property record for 42 Prospect St, Naugatuck, CT 06770

Property Summary

Property Type	Gas Station
Details	4 bd · 2 ba · 4,025 sqft · built 2021
Lot Size	0.71 acres (30,928 sqft)
Owner	Company Name on Record
Last Sale	$700,000 (Feb 2020)
Tax Bill	$62,048 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Jun 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NAUG M:36-50E46`

Property Details

APN / Parcel Number

Primary APN	`NAUG M:36-50E46`
Alternative APNs	`NAUG M:034 L:4700` `AH15 50E46` `034-4700` `34-4700`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	4,025 sqft Total Area
Gross Area	8,050 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Shingle
Lot Area	30,928 sqft (0.71 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	34-4700
Street Address	42 PROSPECT ST
City	NAUGATUCK
State	CT
Zip	06770-3039
Property Category	Commercial
Property Type	Commercial > Retail > Gas Station
Local Zoning Code	B-2
Legal Lot Number	4700
Jurisdiction	NAUGATUCK CT
Township / Civil Division	NAUGATUCK
Census Block Group	1
Census Block	1016
Census Tract	345100

Owner

Source: Naugatuck Borough records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	42 PROSPECT ST, NAUGATUCK, CT 06770-3039
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Deed of Trust, Mortgage FIRST COUNTY BANK
Jun 30, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CELTIC BANK CORPORATION
Oct 29, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2020 · Amount on Record
Deed Sale	Feb 27, 2020 · Amount on Record
Prior Sale	May 20, 2013 · Amount on Record
Deed Book / Page	1043 / 5
Last Transfer Date	Oct 28, 2021
Transfer Doc	001087-818
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAUGATUCK CT
Property Address	42 PROSPECT ST, NAUGATUCK, CT 06770-3039
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001168-388
Date	Sep 26, 2025
Book Page	1168/388
Instrument	2025-3048

Lender

Name	FIRST COUNTY BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	61 Months
Due	Oct 1, 2030

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAUGATUCK CT
Property Address	42 PROSPECT ST, NAUGATUCK, CT 06770-3039
Transaction Type	Mortgage
Record Updated	Sep 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001104-664
Date	Jun 30, 2022
Book Page	1104/664
Instrument	2022-2321

Lender

Name	CELTIC BANK CORPORATION
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2047

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Oct 29, 2021
Property Address	42 PROSPECT ST, NAUGATUCK, CT 06770-3039
Document Number	001087-818
Book / Page	1087 / 818
Instrument Date	Oct 28, 2021
Instrument	4900
Transaction Type	Transfer
Record Updated	Sep 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 PROSPECT ST, NAUGATUCK, CT 06770-3039

Tax Assessment & Valuation

Source: Naugatuck Borough assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Naugatuck Borough
Unified School District	Naugatuck School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$62,048.00 (+1.63%)	$1,534,330 (-) Land $361,200 Building $1,173,130
2025	$61,051.00	$1,534,330 (-) Land $361,200 Building $1,173,130	$2,191,900 Land $516,000 Building $1,675,900
2024	$61,051.00 (-11.08%)
2023	$68,661.00 (+107.14%)	$1,534,330 (+121.03%) Land $361,200 Building $1,173,130
2022	$33,147.00	$694,170 Land $201,310 Building $492,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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