42 Polaski Ave, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 42 Polaski Ave, Chicopee, MA 01013 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,056 sqft · built 1979
Lot Size0.186 acres (8,100 sqft)
Owner2 Individual Names on File
Last Sale$149,500 (Sep 2003)
Tax Bill$4,039 (2025)
Deeds & MortgagesJun 2021 Refinance
Oct 2017 Mortgage
Flood ZoneZone X (reduced by levee)
APN192-00026

Property Details

APN / Parcel Number

Primary APN192-00026
Alternative APN
  • CHIC M:0192 P:00026

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,056 sqft Living Area
Gross Area2,492 sqft
1st Floor Area1,056 sqft
Basement Area1,056 sqft
Unfinished Basement1,056 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,100 sqft (0.186 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number192-00026
Street Address42 POLASKI AVE
CityCHICOPEE
StateMA
Zip01013-1028
Property CategoryResidential
Property TypeResidential > Single Family > Home
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group3
Census Block3011
Census Tract811102

Owner

Source: Hampden County and Chicopee City records · APN 192-00026

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address42 POLASKI AVE, CHICOPEE, MA 01013-1028
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
WESTFIELD BANK FSB
Oct 16, 2017Deed of Trust, Mortgage
WESTFIELD BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 22, 2003 · Amount on Record
Deed SaleSep 22, 2003 · Amount on Record
Deed Document Number200393228
Deed Book / Page13597 / 231
Record UpdatedJun 08, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address42 POLASKI AVE, CHICOPEE, MA 01013-1028
Transaction TypeMortgage
Record UpdatedJan 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number023970-473
DateJun 30, 2021
Book Page23970/473
Instrument45072
Lender
NameWESTFIELD BANK FSB
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueJul 01, 2041

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address42 POLASKI AVE, CHICOPEE, MA 01013-1028
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number21901-494
DateOct 16, 2017
Book Page21901/494
Instrument60842
Lender
NameWESTFIELD BANK
TypeBank
Agreement
AmountAmount Recorded
Term240 Months
DueOct 01, 2037

Tax Assessment & Valuation

Source: Hampden County and Chicopee City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,039.00 (+5.48%)$266,400 (+2.7%) Land $91,400 Building $175,000$303,905
2024$3,829.00 (+7.92%)$259,400 (+10.76%) Land $89,600 Building $169,800
2023$3,548.00$234,200 Land $81,500 Building $152,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250138111023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardReduced by levee
depends on levee performance
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 13 individual NFIP policies nearby
Nearby Flood Policies13 in force
11 of 13 on primary residences
Nearby Flood Claims1 (1982)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 1982, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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