42 Pinecrest Rd, Harpswell, ME 04079 Property Records

Cumberland County and Harpswell Town property record for 42 Pinecrest Rd, Harpswell, ME 04079

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,000 sqft · built 1980
Lot Size	4.3 acres (187,308 sqft)
Owner	2 Individual Names on File
Tax Bill	$9,532 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Feb 2021 Refinance + 3 more
Flood Zone	Zone VE (high risk)
APN	`HARP M:003 L:019`

Property Details

APN / Parcel Number

Primary APN	`HARP M:003 L:019`
Alternative APN	`70`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,000 sqft Living Area
Gross Area	4,580 sqft
1st Floor Area	1,232 sqft
Basement Area	1,232 sqft
Unfinished Basement	1,232 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	187,308 sqft (4.3 acres)
Deck Area	Deck Area
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	70
Street Address	42 PINECREST RD
City	HARPSWELL
State	ME
Zip	04079-2731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Lot Number	19
Jurisdiction	HARPSWELL ME
Township / Civil Division	HARPSWELL
Census Block Group	1
Census Block	1003
Census Tract	17101

Owner

Source: Cumberland County and Harpswell Town records · APN HARP M:003 L:019

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	42 PINECREST RD, HARPSWELL, ME 04079-2731
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 05, 2022	Deed of Trust, Mortgage · Line of Credit FIVE COUNTY CREDIT UNION
Feb 11, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance KEY BANK NA
Jul 14, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 29, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 30, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARPSWELL ME
Property Address	42 PINECREST RD, HARPSWELL, ME 04079-2731
Transaction Type	Mortgage
Record Updated	Jul 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0395480296
Date	Jul 05, 2022
Book Page	39548/296
Instrument	34167

Lender

Name	FIVE COUNTY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARPSWELL ME
Property Address	42 PINECREST RD, HARPSWELL, ME 04079-2731
Transaction Type	Mortgage
Record Updated	Mar 01, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0378060024
Date	Feb 11, 2021
Book Page	37806/24
Instrument	10214

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARPSWELL ME
Recording Date	Jul 14, 2020
Property Address	42 PINECREST RD, HARPSWELL, ME 04079-2731
Document Number	0369270063
Book / Page	036927 / 000063
Instrument Date	Jul 14, 2020
Instrument	39444
Transaction Type	Transfer
Record Updated	Aug 04, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	111 LANEWOOD RD CUMBERLAND FORESIDE ME 04110, CUMBERLAND FORESIDE, ME 04110

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARPSWELL ME
Recording Date	Jun 29, 2020
Property Address	42 PINECREST RD, HARPSWELL, ME 04079-2731
Document Number	0368580108
Book / Page	036858 / 000108
Instrument Date	Jun 26, 2020
Instrument	35007
Transaction Type	Transfer
Record Updated	Jul 23, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 198 HARPSWELL ME 040790198, HARPSWELL, ME 04079-0198

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARPSWELL ME
Recording Date	Oct 30, 2018
Property Address	42 PINECREST RD, HARPSWELL, ME 04079-2731
Document Number	0352530290
Book / Page	035253 / 000290
Instrument Date	Oct 30, 2018
Instrument	55829
Transaction Type	Transfer
Record Updated	Nov 27, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	66 PINECREST RD HARPSWELL ME 040792731, HARPSWELL, ME 04079-2731

Tax Assessment & Valuation

Source: Cumberland County and Harpswell Town records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Harpswell Town
Unified School District	School Administrative District 75 (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$9,532.00 (+6.08%)	$1,431,300 (+1.3%) Land $594,400 Building $836,900
2024	$8,986.00 (+10.15%)	$1,412,900 (+5.65%) Land $594,400 Building $818,500
2023	$8,158.00 (+31.47%)	$1,337,300 (+27.16%) Land $594,400 Building $742,900
2022	$6,205.00	$1,051,700 Land $594,400 Building $457,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 3, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	15.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Consolidated Communications Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

Based on FCC filings for 6 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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