42 Phinney St, Gorham, ME 04038 Property Records

Cumberland County and Gorham Town property record for 42 Phinney St, Gorham, ME 04038 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 894 sqft · built 1975
Lot Size1.4 acres (60,984 sqft)
Owner2 Individual Names on File
Tax Bill$4,296 (2025)
Deeds & MortgagesJan 2021 Refinance
Flood ZoneZone X (minimal risk)
APNGRHM M:042 B:012 L:000

Property Details

APN / Parcel Number

Primary APNGRHM M:042 B:012 L:000
Alternative APN
  • 3141

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area894 sqft Living Area
Gross Area2,034 sqft
1st Floor Area894 sqft
Basement Area432 sqft
Unfinished Basement432 sqft

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1995
Architectural StyleRaised Ranch
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialMetal
Lot Area60,984 sqft (1.4 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemSpace Heater
Heating FuelGas

Location & Zoning

Account Number3141
Street Address42 PHINNEY ST
CityGORHAM
StateME
Zip04038-2060
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block12
JurisdictionGORHAM ME
Township / Civil DivisionGORHAM
Census Block Group4
Census Block4006
Census Tract4002

Owner

Source: Cumberland County and Gorham Town records · APN GRHM M:042 B:012 L:000

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address42 PHINNEY ST, GORHAM, ME 04038-2060
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGORHAM ME
Property Address42 PHINNEY ST, GORHAM, ME 04038-2060
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0376870224
DateJan 13, 2021
Book Page37687/224
Instrument2803
Lender
NameGORHAM SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueFeb 01, 2036

Tax Assessment & Valuation

Source: Cumberland County and Gorham Town records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
County SubdivisionGorham Town
Unified School DistrictGorham (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$4,296.00 (+0.68%)$290,300 (-) Land $75,200 Building $215,100
2024$4,267.00 (+14.4%)$290,300 (-) Land $75,200 Building $215,100
2022$3,730.00$290,300 Land $75,200 Building $215,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cumberland County (23005C), updated June 3, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230050040024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 54% of Maine
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 32 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Consolidated CommunicationsFiber2,000 / 2,000
SpectrumCable1,000 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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