Montgomery County and Amsterdam City property record for 42 Phillips St, Amsterdam, NY 12010
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,848 sqft · built 1914 |
| Lot Size | 0.11 acres (4,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $89,000 (Nov 2022) |
| Tax Bill | $3,004 (2026) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Jun 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 270100 39.65-1-7 |
| Primary APN | 270100 39.65-1-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,848 sqft Living Area |
| 1st Floor Area | 924 sqft |
| 2nd Floor Area | 924 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1914 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 4,800 sqft (0.11 acres) |
| Lot Dimensions | 100 ft deep x 48 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 331 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0276100 |
|---|---|
| Street Address | 42 PHILLIPS ST |
| City | AMSTERDAM |
| State | NY |
| Zip | 12010-1233 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | RES G L 48 X 100 |
| Legal Block | 1 |
| Legal Lot Number | 7.000 |
| Jurisdiction | MONTGOMERY NY |
| Township / Civil Division | AMSTERDAM |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 70400 |
42 Phillips St is owned by an individual who bought it in November 2022.
Source: Montgomery County and Amsterdam City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 166 W NORTH ST, BALLSTON SPA, NY 12020-1028 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 22, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jun 17, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage PREMIUM MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 22, 2022 · Amount on File |
| Deed Sale | Nov 22, 2022 · Amount on File |
| Prior Sale | Jun 17, 2022 · Amount on File |
| Deed Document Number | 20221083 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY NY |
| Recording Date | Nov 22, 2022 |
| Property Address | 42 PHILLIPS ST, AMSTERDAM, NY 12010-1233 |
| Document Number | 0000000083 |
| Instrument Date | Nov 14, 2022 |
| Instrument | 2022-1083 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 166 W NORTH ST, BALLSTON SPA, NY 12020-1028 |
| Document Number | 0000000084 |
|---|---|
| Date | Nov 22, 2022 |
| Instrument | 2022-1084 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY NY |
| Recording Date | Jun 17, 2022 |
| Property Address | 42 PHILLIPS ST, AMSTERDAM, NY 12010-1233 |
| Document Number | 0000009298 |
| Instrument Date | Jun 15, 2022 |
| Instrument | 2022-99298 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2878 SWEETSPIRE CIR, KISSIMMEE, FL 34746-3485 |
| Document Number | 0000009299 |
|---|---|
| Date | Jun 17, 2022 |
| Instrument | 2022-99299 |
| Name | PREMIUM MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 42 Phillips St was $3,004, up 139.4% from the year before.
Source: Montgomery County and Amsterdam City assessment roll, as of May 11, 2026
| Type | Name |
|---|---|
| State | New York |
| Municipality | Amsterdam City |
| County | Montgomery County |
| Unified School District | Amsterdam City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,004.00 (+139.36%) | ||
| 2025 | $1,255.00 | $60,000 Land $3,500 Building $56,500 | $176,471 Land $10,294 Building $166,177 |
| 2023 | $60,000 Land $3,500 Building $56,500 | $139,535 Land $8,140 Building $131,395 | |
| 2020 | $1,090.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 42 Phillips St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2016 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 42 Phillips St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AMSTERDAM (C) serves 20,700 people · EPA ID NY2800136 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 14 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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