42 Pal Ct, Benson, NC 27504 Property Records

Johnston County property record for 42 Pal Ct, Benson, NC 27504

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,762 sqft · built 2021
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Company Names on Record
Last Sale	$420,000 (Apr 2024)
Tax Bill	$2,612 (2026)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07E07046F`

Property Details

APN / Parcel Number

Primary APN	`07E07046F`
Alternative APNs	`2000236991` `2000254295` `2000269330`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,762 sqft Living Area
Gross Area	3,503 sqft
1st Floor Area	1,298 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	118 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000269330
Street Address	42 PAL CT
City	BENSON
State	NC
Zip	27504-6759
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	LOT 60 PRESERVE 84/310-312
Legal Subdivision	PRESERVE SUBDIVISION
Legal Lot Number	60
Jurisdiction	JOHNSTON NC
Township / Civil Division	ELEVATION
Census Block Group	1
Census Block	1002
Census Tract	41510

Owner

Source: Johnston County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	42 PAL CT, BENSON, NC 27504-6759
Owner Type	Company
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2024	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Oct 11, 2022	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Mar 11, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2024 · Amount on Record
Deed Sale	Apr 12, 2024 · Amount on Record
Prior Sale	Oct 11, 2022 · Amount on Record
Deed Document Number	202410333
Deed Book / Page	6648 / 776
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Apr 12, 2024
Property Address	42 PAL CT, BENSON, NC 27504-6759
Document Number	0000010333
Book / Page	6648 / 776
Map Reference	MB 327
Instrument Date	Apr 8, 2024
Instrument	2024010333
Transaction Type	Transfer
Record Updated	May 9, 2024

Transaction

Amount	Amount Recorded
Tax	$840.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	42 PAL CT, BENSON, NC 27504-6759

Mortgage

Document Number	0000010334
Date	Apr 12, 2024
Instrument	2024010334

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.9%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Min Rate At Change	4.9%
Max Rate At Change	8.9%
Index	5-Year CMT
Max Rate	12.9%

Mortgage

Document Number	0000010334
Date	Apr 12, 2024
Book Page	6648/779
Instrument	2024010334

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	PO BOX 25279, RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.9%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2029
Change Frequency	6 Months
Min Rate At Change	4.9%
Max Rate At Change	8.9%
Index	5-Year CMT
Max Rate	12.9%

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Oct 11, 2022
Property Address	42 PAL CT, BENSON, NC 27504-6759
Document Number	0000830633
Book / Page	6358 / 327
Map Reference	MB 84 PG 310-312
Instrument Date	Oct 10, 2022
Instrument	2022830633
Transaction Type	Transfer
Record Updated	Oct 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$810.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 BOBWHITE CT, 15, BENSON, NC 27504-6756

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 PAL CT, BENSON, NC 27504-6759

Mortgage

Document Number	0000830634
Date	Oct 11, 2022
Instrument	2022830634

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

March 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Mar 11, 2021
Property Address	42 PAL CT, BENSON, NC 27504-6759
Document Number	0000737751
Book / Page	5867 / 491
Map Reference	MB 84 PG 310-312
Instrument Date	Mar 4, 2021
Instrument	2021737751
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 24, 2022
Title Company	NOT AVAILABLE, MOREHEAD TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$613.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3000 GULF BREEZE PKWY, 3000, GULF BREEZE, FL 32563-5623

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	42 PAL CT, BENSON, NC 27504-6759

Mortgage

Document Number	0000737752
Date	Mar 11, 2021
Instrument	2021737752

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,612.00 (+14.26%)	$418,060 (+44.41%) Land $60,000 Building $358,060	$418,060 (+44.41%) Land $60,000 Building $358,060
2023	$2,286.00	$289,490 Land $30,000 Building $259,490	$289,490 Land $30,000 Building $259,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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