42 Overhill Rd, Summit, NJ 07901 Property Records

Union County and New Providence Borough property record for 42 Overhill Rd, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	2,357 sqft · built 1945
Lot Size	0.402 acres (17,511 sqft)
Owner	2 Individual Names on File
Last Sale	$890,000 (Apr 2021)
Tax Bill	$21,990 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-00262-0000-00048-01`

Property Details

APN / Parcel Number

Primary APN	`11-00262-0000-00048-01`
Alternative APN	`11002620000000480001`

Interior

Building Area	2,357 sqft Living Area

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Lot Area	17,511 sqft (0.402 acres)

Location & Zoning

Street Address	42 OVERHILL RD
City	SUMMIT
State	NJ
Zip	07901-4169
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	OVERHILL ROAD
Legal Block	262
Legal Lot Number	48.1
Jurisdiction	UNION NJ
Township / Civil Division	NEW PROVIDENCE
Census Block Group	3
Census Block	3010
Census Tract	38101

Owner

42 Overhill Rd is owned and occupied by two individuals who bought it in April 2021.

Source: Union County and New Providence Borough records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	42 OVERHILL RD, SUMMIT, NJ 07901-4169
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jun 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage SOMERSET SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2021 · Amount on File
Deed Sale	Apr 16, 2021 · Amount on File
Prior Sale	Sep 9, 1997 · Amount on File
Deed Document Number	20213716
Deed Book / Page	6409 / 2295
Prior Transfer Date	Dec 27, 1994
Prior Transfer Doc	0000014153
Record Updated	Sep 20, 2026

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Apr 16, 2021
Property Address	42 OVERHILL RD, SUMMIT, NJ 07901-4169
Document Number	0064092295
Book / Page	6409 / 2295
Instrument Date	Mar 17, 2021
Instrument	3716
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	EVIDENT TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,299.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	42 OVERHILL RD, 42, SUMMIT, NJ 07901-4169

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 OVERHILL RD, SUMMIT, NJ 07901-4169

Mortgage

Document Number	9799
Date	Apr 16, 2021
Instrument	9799

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	42 OVERHILL RD, SUMMIT, NJ 07901-4169
Document Number	0142890354
Book / Page	014289 / 000354
Instrument Date	Jun 7, 2017
Transaction Type	Mortgage
Record Updated	Jul 13, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	42 OVERHILL RD SUMMIT NJ 079014169, SUMMIT, NJ 07901-4169

Mortgage

Document Number	0142890354
Date	Jun 21, 2017
Book Page	014289/000354
Instrument	642031

Lender

Name	SOMERSET SVGS BK
Type	Federal Savings Bank
Address	BOUND BROOK, NJ 08805

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 20, 2047

Interest

Rate Type	Adjustable Rate
Rate	3%

Tax Assessment & Valuation

The 2025 property tax bill for 42 Overhill Rd was $21,990, up 1.6% from the year before.

Source: Union County and New Providence Borough assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	New Providence Borough
Unified School District	New Providence Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$419,500 (-) Land $174,600 Building $244,900	$419,500 (-) Land $174,600 Building $244,900
2025	$21,990.00 (+1.55%)	$419,500 Land $174,600 Building $244,900	$419,500 Land $174,600 Building $244,900
2024	$21,654.00
2023		$419,500 Land $174,600 Building $244,900	$419,500 Land $174,600 Building $244,900
2022	$20,714.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 42 Overhill Rd in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	19 (1978–2025)
Claims Outside the SFHA	9 of 19
Most Recent Claim	Jul 2025 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims Hurricane Irene, Aug 2011 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 42 Overhill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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