42 Ottawa Ct, Lyons, CO 80540 Property Records

Larimer County property record for 42 Ottawa Ct, Lyons, CO 80540

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 2,070 sqft · built 1972
Lot Size	3.48 acres (151,589 sqft)
Owner	Individual Name on Record
Last Sale	$565,000 (Sep 2019)
Tax Bill	$4,171 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jun 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14283-12-002`

Property Details

APN / Parcel Number

Primary APN	`14283-12-002`
Alternative APN	`R0540927`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,070 sqft Living Area
Gross Area	2,700 sqft
1st Floor Area	1,350 sqft
Upper Floors Area	558 sqft
Basement Area	720 sqft
Finished Basement	720 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	151,589 sqft (3.48 acres)
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Slab
Porch Area	144 sqft
Patio Area	873 sqft
Balcony Area	873 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	R0540927
Street Address	42 OTTAWA CT
City	LYONS
State	CO
Zip	80540-8239
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	O
Legal Description	LOT 2, PINEWOOD SPRINGS 11TH
Legal Range	71W
Legal Township	4N
Legal Section	28
Legal Subdivision	PINEWOOD SPRINGS
Legal Lot Number	2
Jurisdiction	LARIMER CO
Township / Civil Division	ESTES PARK
Census Block Group	1
Census Block	1046
Census Tract	1905

Owner

Source: Larimer County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	42 OTTAWA CT, LYONS, CO 80540-8239
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jun 13, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA
Sep 17, 2019	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2019 · Amount on Record
Deed Sale	Sep 17, 2019 · Amount on Record
Prior Sale	Nov 9, 2004 · Amount on Record
Deed Document Number	201955861
Transfer Doc	0000042478
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	42 OTTAWA CT, LYONS, CO 80540-8239
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061556
Date	Aug 11, 2020
Instrument	20200061556

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	42 OTTAWA CT, LYONS, CO 80540-8239
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032110
Date	Jun 13, 2019
Instrument	20190032110

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 21, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Sep 17, 2019
Property Address	42 OTTAWA CT, LYONS, CO 80540-8239
Document Number	0000055861
Instrument Date	Sep 13, 2019
Instrument	20190055861
Transaction Type	Transfer
Record Updated	Mar 28, 2022
Title Company	GUARDIAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$56.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5836 RETTA MANSFIELD RD, BURLESON, TX 76028-3030

Mortgage

Document Number	0000055862
Date	Sep 17, 2019
Instrument	20190055862

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Unified School District	Estes Park School District R-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,171.00 (-13.27%)	$43,125 (-20.38%) Land $10,219 Building $32,906	$690,000 (-14.65%) Land $163,500 Building $526,500
2024	$4,809.00 (+0.46%)
2023	$4,787.00 (+26.77%)	$54,163 (+52%) Land $14,740 Building $39,423	$808,400 (+57.68%) Land $220,000 Building $588,400
2022	$3,776.00	$35,633 Land $8,688 Building $26,945	$512,700 Land $125,000 Building $387,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 96% of the US · above 98.5% of Colorado
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINEWOOD SPRINGS WD serves 745 people · EPA ID CO0135610
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids not recorded as resolved · Oct 2025 Treatment failure resolved · Dec 2024
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Jan 2026
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
xBar7 Communications Fixed Wireless · Fiber in parts of the area	200 / 200
Rise Broadband Fixed Wireless	50 / 10

May also be available: Vistabeam.

Cell Coverage

4G LTE only, no 5G reported

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