42 Old Mill Rd, Harvard, MA 01451 Property Records

Worcester County and Harvard Town property record for 42 Old Mill Rd, Harvard, MA 01451

Property Summary

Property Type	Rural Home
Details	4 bd · 3.5 ba · 3,169 sqft · built 1979
Lot Size	24 acres (1,045,440 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,050,000 (Sep 2011)
Tax Bill	$10,107 (2019)
Deeds & Mortgages	Mar 2021 Refinance Jun 2022 Refinance
Flood Zone	Zone X (moderate risk)
APN	`HARV M:4 B:19`

Property Details

APN / Parcel Number

Primary APN	`HARV M:4 B:19`
Alternative APN	`1250040001900000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,169 sqft Living Area
Gross Area	5,744 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,045,440 sqft (24 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1250040001900000
Street Address	42 OLD MILL RD
City	HARVARD
State	MA
Zip	01451-1121
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Block	19
Jurisdiction	HARVARD MA
Township / Civil Division	HARVARD
Census Block Group	1
Census Block	1012
Census Tract	761402

Owner

Source: Worcester County and Harvard Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	42 OLD MILL RD, HARVARD, MA 01451-1121
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance EMBRACE HOME LOANS INC
Jun 30, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BROOKLINE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2011 · Amount on Record
Deed Sale	Sep 16, 2011 · Amount on Record
Deed Document Number	20119
Deed Book / Page	47836 / 224
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	42 OLD MILL RD, HARVARD, MA 01451-1121
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	064686-308
Date	Mar 15, 2021
Book Page	64686/308
Instrument	35707

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	42 OLD MILL RD, HARVARD, MA 01451-1121
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067834-27
Date	Jun 30, 2022
Book Page	67834/27
Instrument	71327

Lender

Name	BROOKLINE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	481 Months
Due	Jul 1, 2062

Tax Assessment & Valuation

Source: Worcester County and Harvard Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Harvard Town
Unified School District	Harvard School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$865,100 (-3.17%) Land $275,000 Building $590,100
2024		$893,400 (+11.97%) Land $274,500 Building $618,900	$1,342,350
2023		$797,900 Land $254,200 Building $543,700
2019	$10,107.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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