42 Oak St, Champlain, NY 12919 Property Records

Clinton County and Champlain Town property record for 42 Oak St, Champlain, NY 12919 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	2 Baths
Year Built	Built 1890
Square Footage	1,885 sqft Living Area
Lot Size	18,816 sqft (0.432 acres)
Occupancy	Owner Occupied
Last Sale	$185,000 (2021)
Tax Bill	$1,661.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`092801 18.16-1-23`
Alternative APN	`280101801600010230000000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Building Area	1,885 sqft Living Area
1st Floor	1,257 sqft 1st Floor
Upper Floors	628 sqft Upper Floors
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional Style
Exterior Material	Wood Exterior
Lot Area	18,816 sqft (0.432 acres)
Depth X Width	214 ft x 87.6 ft Depth x Width
Patio Area	340 sqft Patio
Porch Area	50 sqft Porch

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	42 OAK ST
City	CHAMPLAIN
State	NY
Zip	12919-5019
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 47 S&G PATENT
Legal Block	1
Legal Lot Number	23.000
Jurisdiction	CLINTON NY
Minor Civil Division	CHAMPLAIN
Census Blockgroup	2
Census Block	2012
Census Tract	100101

Owner

Source: Clinton County and Champlain Town records · APN 092801 18.16-1-23

Assessment roll updated March 30, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	42 OAK ST, CHAMPLAIN, NY 12919-5019
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 23, 2021 · Amount on Record
Deed Sale	Nov 23, 2021 · Amount on Record
Prior Sale	Jun 12, 2014 · Amount on Record
Deed Doc Number	202120210-00320856
Record Refreshed	Jun 08, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON NY
Recording Date	Nov 23, 2021
Property Address	42 OAK ST, CHAMPLAIN, NY 12919-5019
Document Number	0000320856
Instrument Date	Nov 22, 2021
Instrument	20210-00320856
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2049 SW ALGIERS ST, PORT SAINT LUCIE, FL 34953-5770

Mortgage

Document Number	21000320857
Date	Nov 23, 2021
Instrument	210-00320857

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Clinton County and Champlain Town records · Assessment roll updated March 30, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Clinton County
County Subdivision	Champlain Town
Municipality	Champlain Village
Unified School District	Northeastern Clinton Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,661.00	$208,700 (+16.92%) Land $12,300 Building $196,400	$208,700 (+16.92%) Land $12,300 Building $196,400
2023		$178,500 Land $12,300 Building $166,200	$178,500 Land $12,300 Building $166,200

Flood & Wildfire

42 Oak St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Clinton County (36019C), updated June 20, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 55th in New York
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.