42 Oak Rd, Stafford, VA 22556 Property Records

Stafford County property record for 42 Oak Rd, Stafford, VA 22556

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,661 sqft · built 2019
Lot Size	0.73 acres (31,812 sqft)
Owner	2 Individual Names on Record
Last Sale	$579,990 (Feb 2020)
Tax Bill	$7,038 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20AB-26`

Property Details

APN / Parcel Number

Primary APN	`20AB-26`
Alternative APN	`56961`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,661 sqft Living Area
Basement Area	1,653 sqft
Finished Basement	1,653 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Architectural Style	Traditional
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	31,812 sqft (0.73 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	161 sqft
Deck Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	56961
Street Address	42 OAK RD
City	STAFFORD
State	VA
Zip	22556-3864
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2- RURAL RES
Legal Description	LOT 26 0.73026 AC ONVILLE ESTATES PM170000110
Legal Subdivision	ONVILLE ESTATES
Legal Lot Number	26
Jurisdiction	STAFFORD VA
Township / Civil Division	GRIFFIS-WIDEWATER
Census Block Group	1
Census Block	1010
Census Tract	10206

Owner

Source: Stafford County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	42 OAK RD, STAFFORD, VA 22556-3864
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2020 · Amount on Record
Deed Sale	Feb 3, 2020 · Amount on Record
Prior Sale	Sep 13, 2019 · Amount on Record
Deed Document Number	200002424
Record Updated	Jun 8, 2026

February 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	STAFFORD VA
Recording Date	Feb 3, 2020
Property Address	42 OAK RD, STAFFORD, VA 22556-3864
Document Number	200002424
Instrument Date	Jan 27, 2020
Instrument	2424
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 18, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 OAK RD STAFFORD VA 225563864, STAFFORD, VA 22556-3864

Mortgage

Document Number	200002425
Date	Feb 3, 2020
Instrument	2425

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 2, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Stafford County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,038.00 (+1.84%)	$751,400 (+2.73%) Land $195,000 Building $556,400	$751,400 (+2.73%) Land $195,000 Building $556,400
2023	$6,911.00 (+18.75%)	$731,400 Land $175,000 Building $556,400	$731,400 Land $175,000 Building $556,400
2021	$5,820.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2003–2019)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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