42 Oak Cir, Marion, NC 28752 Property Records

McDowell County property record for 42 Oak Cir, Marion, NC 28752

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,334 sqft · built 1963
Lot Size	0.404 acres (17,640 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Jun 2022)
Tax Bill	$817 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0781-02-68-9920`

Property Details

APN / Parcel Number

Primary APN	`0781-02-68-9920`
Alternative APNs	`74808` `77869`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,334 sqft Heated Area
Basement Area	1,344 sqft
Unfinished Basement	1,344 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,640 sqft (0.404 acres)
Lot Dimensions	180 ft deep x 98 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	77869
Street Address	42 OAK CIR
City	MARION
State	NC
Zip	28752-6400
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LOT 13 B-A HAWKINS SD PB 2/60
Legal Subdivision	HAWKINS SD
Legal Lot Number	13
Jurisdiction	MCDOWELL NC
Township / Civil Division	MARION
Census Block Group	3
Census Block	3000
Census Tract	970700

Owner

Source: McDowell County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	42 OAK CIR, MARION, NC 28752-6400
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2022	Warranty Deed, Transfer · FHA Mortgage GOPRIME MORTGAGE INC
May 27, 2021	Warranty Deed, Transfer · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2022 · Amount on Record
Deed Sale	Jun 28, 2022 · Amount on Record
Prior Sale	May 27, 2021 · Amount on Record
Deed Document Number	0001402638
Deed Book / Page	1402 / 638
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Jun 28, 2022
Property Address	42 OAK CIR, MARION, NC 28752-6400
Document Number	0014040638
Book / Page	1404 / 638
Map Reference	MB 2 PG 60
Instrument Date	Jun 17, 2022
Instrument	2022003922
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	838 SUNNEHANNA DR, 838, JOHNSTOWN, PA 15905-2133

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 OAK CIR, MARION, NC 28752-6400
Investor	Possibly a Property Investor

Mortgage

Document Number	2022003923
Date	Jun 28, 2022
Instrument	2022003923

Lender

Name	GOPRIME MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	May 27, 2021
Property Address	42 OAK CIR, MARION, NC 28752-6400
Document Number	0013550229
Book / Page	1355 / 229
Map Reference	MB 2 PG 60
Instrument Date	May 26, 2021
Instrument	2021003453
Transaction Type	Transfer
Record Updated	Jun 9, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$465.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 OAK CIR, MARION, NC 28752-6400

Mortgage

Document Number	2021003454
Date	May 27, 2021
Instrument	2021003454

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$817.00	$115,460 (-) Land $25,000 Building $90,460
2023	$817.00	$115,460 Land $25,000 Building $90,460	$115,460 Land $25,000 Building $90,460

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1994)
Most Recent Claim	Aug 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MARION serves 9,362 people · EPA ID NC0156010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oak Cir

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