42 Never Bend Dr, Ocala, FL 34482 Property Records

Marion County property record for 42 Never Bend Dr, Ocala, FL 34482

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,634 sqft · built 1973
Lot Size	2.2 acres (95,832 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Jul 2019)
Tax Bill	$2,120 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jul 2019 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`2097-012-016`

Property Details

APN / Parcel Number

Primary APN	`2097-012-016`
Alternative APN	`0529851000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,634 sqft Living Area
1st Floor Area	1,634 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1989
Exterior Material	Metal
Foundation Type	Pier/Post & Beam
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	95,832 sqft (2.2 acres)
Lot Dimensions	383 ft deep x 242 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1,250 sqft
Porch	Open Porch
Porch Area	240 sqft
Deck Area	680 sqft
Patio Area	2,874 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Storage Building	36 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0529851000
Old Parcel Number	2097012016
Street Address	42 NEVER BEND DR
City	OCALA
State	FL
Zip	34482-3523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	SEC 06 TWP 15 RGE 20
Legal Range	20E
Legal Township	15S
Legal Section	06
Legal Subdivision	MEADOW WOOD
Legal Block	12
Legal Lot Number	16
Jurisdiction	MARION FL
Township / Civil Division	FELLOWSHIP
Census Block Group	1
Census Block	1000
Census Tract	2602

Owner

Source: Marion County records, as of January 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	42 NEVER BEND DR, OCALA, FL 34482-3523
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage ARC HOME LLC
Jul 3, 2019	Warranty Deed, Construction Loan · Construction Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2019 · Amount on Record
Deed Sale	Jul 3, 2019 · Amount on Record
Prior Sale	Jul 18, 2000 · Amount on Record
Deed Document Number	2019069628
Deed Book / Page	6997 / 1519
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	42 NEVER BEND DR, OCALA, FL 34482-3523
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0072111326
Date	Jun 22, 2020
Book Page	7211/1326
Instrument	2020063069

Lender

Name	ARC HOME LLC
Type	Mortgage Company
Address	MC LEAN, VA 22102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

July 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Jul 3, 2019
Property Address	42 NEVER BEND DR, OCALA, FL 34482-3523
Document Number	0069971519
Book / Page	6997 / 1519
Map Reference	MB N PG 1-27
Instrument Date	Jun 28, 2019
Instrument	2019069628
Transaction Type	Construction Loan
Record Updated	Jul 29, 2022
Title Company	PUBLIC TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$910.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2001 DONEGAL CT, 2001, OLDSMAR, FL 34677-2502

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 NEVER BEND DR, OCALA, FL 34482-3523

Mortgage

Document Number	0069971521
Date	Jul 3, 2019
Instrument	6997/1521

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,120.00 (+0.43%) Homeowner's exemption	$144,305 (+5.99%) Land $79,200 Building $65,105	$290,079 (+8.48%) Land $79,200 Building $210,879
2023	$2,111.00 (-10.51%) Homeowner's exemption	$136,153 (+3%) Land $78,100 Building $58,053	$267,407 (+34.69%) Land $78,100 Building $189,307
2022	$2,359.00 Homeowner's exemption	$132,187	$198,529 Land $48,400 Building $150,129

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Aug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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