42 N Main St, Windsor Locks, CT 06096 Property Records

Windsor Locks Town property record for 42 N Main St, Windsor Locks, CT 06096

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,610 sqft · built 1912
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Mar 2018)
Tax Bill	$4,438 (2024)
Deeds & Mortgages	Dec 2021 Refinance May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WINL M:21 B:13 L:12`

Property Details

APN / Parcel Number

Primary APN	`WINL M:21 B:13 L:12`
Alternative APNs	`00288000` `288000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	1,610 sqft Living Area
1st Floor Area	674 sqft
Attic	Attic
Attic Area	624 sqft
Basement Area	674 sqft
Unfinished Basement	674 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	288000
Street Address	42 N MAIN ST
City	WINDSOR LOCKS
State	CT
Zip	06096-1417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	13
Legal Lot Number	12
Jurisdiction	WINDSOR LOCKS CT
Township / Civil Division	WINDSOR LOCKS
Census Block Group	3
Census Block	3020
Census Tract	476100

Owner

Source: Windsor Locks Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	42 N MAIN ST, WINDSOR LOCKS, CT 06096-1417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UNION BANK
May 4, 2020	Deed of Trust, Mortgage · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 22, 2019	Deed of Trust, Mortgage · VA Mortgage VILLAGE MORTGAGE COMPANY
Mar 19, 2018	Warranty Deed, Transfer · VA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2018 · Amount on Record
Deed Sale	Mar 19, 2018 · Amount on Record
Prior Sale	Jul 8, 2014 · Amount on Record
Deed Document Number	2018758090002
Deed Book / Page	474 / 545
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR LOCKS CT
Property Address	42 N MAIN ST, WINDSOR LOCKS, CT 06096-1417
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000513-801
Date	Dec 9, 2021
Book Page	513/801
Instrument	1246260019

Lender

Name	UNION BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2053

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR LOCKS CT
Property Address	42 N MAIN ST, WINDSOR LOCKS, CT 06096-1417
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	493-697
Date	May 4, 2020
Book Page	493/697
Instrument	855200018

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR LOCKS CT
Property Address	42 N MAIN ST, WINDSOR LOCKS, CT 06096-1417
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	482-828
Date	Feb 22, 2019
Book Page	482/828
Instrument	816850012

Lender

Name	VILLAGE MORTGAGE COMPANY

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINDSOR LOCKS CT
Recording Date	Mar 19, 2018
Property Address	42 N MAIN ST, WINDSOR LOCKS, CT 06096-1417
Document Number	474-545
Book / Page	474 / 545
Instrument	758090002
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$25.49
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	4740547
Date	Mar 19, 2018
Instrument	00474/0547

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2048

Tax Assessment & Valuation

Source: Windsor Locks Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Windsor Locks Town
Unified School District	Windsor Locks School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$185,010 (+65.39%) Land $47,600 Building $137,410	$129,507 Land $33,320 Building $96,187
2024	$4,438.00 (+40.98%)	$111,860 (-) Land $32,270 Building $79,590
2023	$3,148.00 (+8.97%)	$111,860 (-) Land $32,270 Building $79,590
2022	$2,889.00	$111,860 Land $32,270 Building $79,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NORTHERN REG-WESTERN SYSTEM private · serves 101,313 people · EPA ID CT0473011
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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