Hancock County and Mount Desert Town property record for 42 N Main St, Mount Desert, ME 04660
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Details | 3 bd · 1 ba · 1,080 sqft · built 1925 |
| Lot Size | 0.32 acres (13,920 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $6,042 (2025) |
| Deeds & Mortgages | Aug 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | MTDS M:030 L:020 |
| Primary APN | MTDS M:030 L:020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| Gross Area | 2,376 sqft |
| 1st Floor Area | 1,080 sqft |
| Basement Area | 1,080 sqft |
| Unfinished Basement | 1,080 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Bungalow |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,920 sqft (0.32 acres) |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 2269 |
|---|---|
| Street Address | 42 N MAIN ST |
| City | MOUNT DESERT |
| State | ME |
| Zip | 04660 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Local Zoning Code | VR1 |
| Legal Lot Number | 20 |
| Jurisdiction | MOUNT DESERT ME |
| Township / Civil Division | MOUNT DESERT |
| Census Block Group | 2 |
| Census Block | 2084 |
| Census Tract | 966000 |
Source: Hancock County and Mount Desert Town records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 467, SEAL HARBOR, ME 04675-0467 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 5, 2014 |
| Deed Sale | Nov 5, 2014 |
| Deed Document Number | 201417171 |
| Deed Book / Page | 6308 / 113 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOUNT DESERT ME |
| Property Address | 42 N MAIN ST, MOUNT DESERT, ME 04660 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0070470131 |
|---|---|
| Date | Aug 18, 2020 |
| Book Page | 7047/131 |
| Instrument | 2020032147 |
| Name | MACHIAS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
Source: Hancock County and Mount Desert Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Hancock County |
| County Subdivision | Mount Desert Town |
| Elementary School District | Mount Desert (KG - 08) |
| Secondary School District | Mount Desert Community School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,042.00 (+2.06%) | $763,900 (+2%) Land $226,900 Building $537,000 |
| 2024 | $5,920.00 (+12.18%) | $636,600 (+5.19%) Land $189,100 Building $447,500 |
| 2023 | $5,277.00 (+8.45%) | $605,200 (-) Land $157,700 Building $447,500 |
| 2022 | $4,866.00 | $605,200 Land $157,700 Building $447,500 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 6 (1993–2024) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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