Erie County and Cheektowaga Town property record for 42 Mona Ct, Depew, NY 14043
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,648 sqft · built 1962 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $80,000 (Oct 1994) |
| Tax Bill | $6,870 (2026) |
| Deeds & Mortgages | Jan 2022 Line of Credit Jan 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 104-0204000 |
| Primary APN | 104-0204000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,648 sqft Living Area |
| 1st Floor Area | 884 sqft |
| Basement Area | 764 sqft |
| Finished Basement | 764 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 116 ft deep x 66.1 ft wide |
| Garage Type | Attached |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 360 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 104-0204000 |
|---|---|
| Street Address | 42 MONA CT |
| City | DEPEW |
| State | NY |
| Zip | 14043-1517 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02R |
| Legal Description | MC 1954-2075 SL 18 |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 10 |
| Legal Lot Number | 48.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | CHEEKTOWAGA |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 9702 |
42 Mona Ct is owned and occupied by two individuals who bought it in October 1994.
Source: Erie County and Cheektowaga Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 42 MONA CT, DEPEW, NY 14043-1517 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 24, 2022 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Jan 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage M & T BANK |
| Nov 18, 2021 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Jun 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage M&T BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 5, 1994 · Amount on File |
| Deed Sale | Oct 5, 1994 · Amount on File |
| Deed Book / Page | 10877 / 9176 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 42 MONA CT, DEPEW, NY 14043-1517 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 42 MONA CT, DEPEW, NY 14043-1517 |
| Document Number | 0113949456 |
|---|---|
| Date | Jan 24, 2022 |
| Book Page | 11394/9456 |
| Instrument | 2022014906 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | DEPEW, NY 14043 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 42 MONA CT, DEPEW, NY 14043-1517 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2022 |
| Name | Verified Name |
|---|---|
| Address | 42 MONA CT, DEPEW, NY 14043-1517 |
| Document Number | 0140367063 |
|---|---|
| Date | Jan 24, 2022 |
| Book Page | 14036/7063 |
| Instrument | 2022014905 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 42 MONA CT, DEPEW, NY 14043-1517 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 42 MONA CT, DEPEW, NY 14043-1517 |
| Document Number | 0140262765 |
|---|---|
| Date | Nov 18, 2021 |
| Book Page | 14026/2765 |
| Instrument | 2021230579 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | DEPEW, NY 14043 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 17, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 42 MONA CT, DEPEW, NY 14043-1517 |
| Document Number | 0139452297 |
| Instrument Date | Jun 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 42 MONA CT DEPEW NY 140431517, DEPEW, NY 14043-1517 |
| Document Number | 0139452297 |
|---|---|
| Date | Jun 30, 2020 |
| Book Page | 013945/002297 |
| Name | M&T BK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 29, 2035 |
The 2026 property tax bill for 42 Mona Ct was $6,870 with exemptions applied, down 26% from the year before.
Source: Erie County and Cheektowaga Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Cheektowaga Town |
| Municipality | Depew Village |
| Unified School District | Lancaster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,870.00 (-25.95%) Homeowner's exemption Veteran's exemption | ||
| 2025 | $9,278.00 (+50.71%) | $197,000 (-) Land $13,000 Building $184,000 | $262,667 (+6.67%) Land $17,333 Building $245,334 |
| 2024 | $6,156.00 Homeowner's exemption Veteran's exemption | $197,000 (-) Land $13,000 Building $184,000 | $246,250 (+13.75%) Land $16,250 Building $230,000 |
| 2023 | Homeowner's exemption Veteran's exemption | $197,000 Land $13,000 Building $184,000 | $216,484 Land $14,286 Building $202,198 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 42 Mona Ct in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1978) |
| Most Recent Claim | May 1978 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 42 Mona Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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