42 Michelle Ct, Arnold, MO 63010 Property Records

Jefferson County property record for 42 Michelle Ct, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,300 sqft · built 1996
Lot Size	0.74 acres (32,234 sqft)
Owner	2 Individual Names on Record
Last Sale	$212,200 (Jun 2019)
Tax Bill	$1,686 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`093.006.02002040`

Property Details

APN / Parcel Number

Primary APN	`093.006.02002040`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,300 sqft Living Area
1st Floor Area	1,300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Construction Type	Frame
Lot Area	32,234 sqft (0.74 acres)

Exterior Amenities

Porch	Stoop
Porch Area	48 sqft
Deck Area	Deck Area
Patio Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	42 MICHELLE CT
City	ARNOLD
State	MO
Zip	63010-4122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R07
Legal Description	OAK VIEW ESTS 2 1ST ADD LOT 42
Legal Range	6E
Legal Township	42N
Legal Section	06
Legal Subdivision	OAK VIEW ESTS 2 1ST ADD
Legal Block	4
Legal Lot Number	42
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	4
Census Block	4003
Census Tract	700117

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	42 MICHELLE CT, ARNOLD, MO 63010-4122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2024	Deed of Trust, Mortgage · Commercial Mortgage CADENCE BANK NA
Dec 17, 2020	Deed of Trust, Mortgage FREEDOM MTG
Jun 11, 2019	Warranty Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2019 · Amount on Record
Deed Sale	Jun 11, 2019 · Amount on Record
Prior Sale	Feb 27, 2008 · Amount on Record
Deed Document Number	201916676
Prior Transfer Date	Feb 14, 2008
Prior Transfer Doc	0000007413
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	42 MICHELLE CT, ARNOLD, MO 63010-4122
Transaction Type	Mortgage
Record Updated	Feb 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 MICHELLE CT, ARNOLD, MO 63010-4122

Mortgage

Document Number	0000001541
Date	Jan 24, 2024
Instrument	2024R-001541

Lender

Name	CADENCE BANK NA
Type	Bank
Address	SAINT LOUIS, MO 63122

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	42 MICHELLE CT, ARNOLD, MO 63010-4122
Document Number	0000049982
Instrument Date	Dec 17, 2020
Transaction Type	Mortgage
Record Updated	Feb 25, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	42 MICHELLE CT ARNOLD MO 630104122, ARNOLD, MO 63010-4122

Mortgage

Document Number	0000049982
Date	Dec 23, 2020
Instrument	49982

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	WILDWOOD, MO 63005

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 22, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jun 11, 2019
Property Address	42 MICHELLE CT, ARNOLD, MO 63010-4122
Document Number	0000016676
Instrument Date	Jun 7, 2019
Instrument	16676
Transaction Type	Transfer
Record Updated	Jul 2, 2019
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	42 MICHELLE CT ARNOLD MO 630104122, ARNOLD, MO 63010-4122

Mortgage

Document Number	16677
Date	Jun 11, 2019
Instrument	16677

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2049

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$24,400 (-) Land $1,900 Building $22,500	$128,500 (-) Land $10,200 Building $118,300
2025	$1,686.00 (+5.51%)	$24,400 (+8.93%) Land $1,900 Building $22,500	$128,500 (-) Land $10,200 Building $118,300
2024	$1,598.00 (+0.57%)		$128,500 (+8.99%) Land $10,200 Building $118,300
2023	$1,589.00	$22,400 Land $1,900 Building $20,500	$117,900 Land $10,200 Building $107,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Wisper ISP.

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