42 Merwin St, Springfield, MA 01107 Property Records

Hampden County and Springfield City property record for 42 Merwin St, Springfield, MA 01107

Property Summary

Property Type	Duplex
Details	8 bd · 3 ba · 3,928 sqft · built 1912
Lot Size	0.131 acres (5,702 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (May 2022)
Tax Bill	$6,812 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:08580 P:0009`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:08580 P:0009`
Alternative APN	`85800009`

Interior

Bedrooms	8 Beds
Full Baths	3 Baths
Total Rooms	16 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,928 sqft Living Area
1st Floor Area	1,629 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 2022
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Lot Area	5,702 sqft (0.131 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	85800009
Street Address	42 MERWIN ST
City	SPRINGFIELD
State	MA
Zip	01107-1125
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1005
Census Tract	800600

Owner

42 Merwin St, a duplex, is owned and occupied by an individual who bought it in May 2022.

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	42 MERWIN ST, SPRINGFIELD, MA 01107-1125
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 16, 2022	Quit Claim Deed, Transfer · FHA Mortgage FINANCE AMERICA LLC
Dec 14, 2021	Quit Claim Deed, Transfer · Commercial Mortgage RESIDENTIAL CAPITAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2022 · Amount on File
Deed Sale	May 16, 2022 · Amount on File
Prior Sale	Dec 14, 2021 · Amount on File
Deed Document Number	202229558
Deed Book / Page	24548 / 26
Prior Transfer Date	May 13, 2022
Prior Transfer Doc	0024548-26
Record Updated	Oct 29, 2026

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	May 16, 2022
Property Address	42 MERWIN ST, SPRINGFIELD, MA 01107-1125
Document Number	0024548-26
Book / Page	24548 / 26
Instrument Date	May 13, 2022
Instrument	29558
Transaction Type	Transfer
Record Updated	Apr 18, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 CROWN ST, SPRINGFIELD, MA 01108-2207

Mortgage

Document Number	0000029559
Date	May 16, 2022
Instrument	29559

Lender

Name	FINANCE AMERICA LLC
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Dec 14, 2021
Property Address	42 MERWIN ST, SPRINGFIELD, MA 01107-1125
Document Number	024301-415
Book / Page	24301 / 415
Instrument Date	Dec 13, 2021
Instrument	88767
Transaction Type	Transfer
Record Updated	Apr 18, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	241 CRANE HILL RD, WILBRAHAM, MA 01095-1817
Investor	Possibly a Property Investor

Mortgage

Document Number	0000088768
Date	Dec 14, 2021
Instrument	88768

Lender

Name	RESIDENTIAL CAPITAL

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 42 Merwin St was $6,812, up 15.3% from the year before.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,812.00 (+15.32%)	$440,600 (+16.96%) Land $49,400 Building $391,200	$431,557
2025	$5,907.00	$376,700 Land $30,800 Building $345,900
2023	$4,762.00	$279,300 Land $28,000 Building $251,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 42 Merwin St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 42 Merwin St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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