42 Mer Way, Dover, DE 19901 Property Records

Kent County property record for 42 Mer Way, Dover, DE 19901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,164 sqft · built 2013
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Jul 2026)
Tax Bill	$1,808 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Feb 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-05-077.11-05-29.00-000`

Property Details

APN / Parcel Number

Primary APN	`2-05-077.11-05-29.00-000`
Alternative APNs	`84761` `88993`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,164 sqft Living Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	110 ft deep x 42 ft wide
View / Lot	Major Street/Thoroughfare
Garage Type	Finished
Garage Area	346 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	88993
Street Address	42 MER WAY
City	DOVER
State	DE
Zip	19901-8839
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM1
Legal Description	CLEARVIEW MEADOW SUB., LOT #299 42 MER WAY
Legal Subdivision	CLEARVIEW MEADOW
Legal Lot Number	299
Jurisdiction	KENT DE
Township / Civil Division	DOVER
Census Block Group	2
Census Block	2006
Census Tract	41000

Owner

42 Mer Way is owned and occupied by two individuals who bought it in July 2026.

Source: Kent County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	42 MER WAY, DOVER, DE 19901-8839
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed, Transfer · FHA Mortgage LUMINATE HOME LOANS INC
Feb 17, 2023	Deed of Trust, Mortgage · Line of Credit DOVER FCU
Nov 3, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2026 · Amount on File
Deed Sale	Jul 22, 2026 · Amount on File
Prior Sale	Mar 11, 2015 · Amount on File
Deed Document Number	2026540682
Deed Book / Page	14323 / 156
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT DE
Recording Date	Jul 22, 2026
Property Address	42 MER WAY, DOVER, DE 19901-8839
Document Number	0000540682
Book / Page	14323 / 156
Instrument Date	Jul 13, 2026
Instrument	2026540682
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,414,000.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 MER WAY, DOVER, DE 19901-8839

Mortgage

Document Number	0000540683,
Date	Jul 22, 2026
Instrument	2026540683

Lender

Name	LUMINATE HOME LOANS INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0000540684,
Date	Jul 22, 2026
Book Page	14323/191
Instrument	2026540684

Lender

Name	DELAWARE STATE

Agreement

Amount	Amount on Record

Interest

Max Rate	-1%

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Property Address	42 MER WAY, DOVER, DE 19901-8839
Transaction Type	Mortgage
Record Updated	Mar 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000469256
Date	Feb 17, 2023
Book Page	12371/263
Instrument	2023-469256

Lender

Name	DOVER FCU
Type	Credit Union
Address	DOVER, DE 19904

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 16, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Property Address	42 MER WAY, DOVER, DE 19901-8839
Transaction Type	Mortgage
Record Updated	Nov 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 MER WAY, DOVER, DE 19901-8839

Mortgage

Document Number	0000434829
Date	Nov 3, 2021
Book Page	11510/131
Instrument	2021-434829

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	280 Months
Due	Mar 1, 2045

Tax Assessment & Valuation

The 2026 property tax bill for 42 Mer Way was $1,808, up 5.9% from the year before.

Source: Kent County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Kent County
Municipality	Dover City
Unified School District	Capital School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$1,808.00 (+5.85%)	$290,700 (-) Land $57,200 Building $233,500
2025	$1,708.00	$290,700 Land $57,200 Building $233,500
2023	$1,315.00	$44,700 Land $3,700 Building $41,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 42 Mer Way in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1983–2013)
Most Recent Claim	Jul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 42 Mer Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 87% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOVER WATER DEPARTMENT serves 39,491 people · EPA ID DE0000571
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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