42 McGuffey Rd, Kerhonkson, NY 12446 Property Records

Ulster County and Rochester Town property record for 42 McGuffey Rd, Kerhonkson, NY 12446

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,056 sqft · built 1985
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$440,000 (Apr 2025)
Tax Bill	$4,533 (2025)
Deeds & Mortgages	Mar 2024 Refinance Apr 2025 Sale & Refinance
Flood Zone	Zone X (minimal risk)
APN	`514400 52.20-1-18`

Property Details

APN / Parcel Number

Primary APN	`514400 52.20-1-18`
Alternative APN	`129590.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	704 sqft
Upper Floors Area	352 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Rustic
Exterior Material	Wood
Lot Area	43,560 sqft (1 acres)
Porch	Slab
Porch Area	256 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	129590.000
Street Address	42 MCGUFFEY RD
City	KERHONKSON
State	NY
Zip	12446-1022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	1
Legal Lot Number	18.000
Jurisdiction	ULSTER NY
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2000
Census Tract	955001

Owner

Source: Ulster County and Rochester Town records, as of June 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	53 SOUTH RD, HARWINTON, CT 06791-2301
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance ULSTER SAVINGS BANK
Apr 29, 2025	Deed, Transfer · Stand-Alone Refinance M & T BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2025 · Amount on File
Deed Sale	Apr 29, 2025 · Amount on File
Prior Sale	Dec 5, 2005 · Amount on File
Deed Document Number	20255031
Deed Book / Page	7484 / 216
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	42 MCGUFFEY RD, KERHONKSON, NY 12446-1022
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002643
Date	Mar 13, 2024
Book Page	13262/208
Instrument	2024-2643

Lender

Name	ULSTER SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Apr 1, 2034

April 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ULSTER NY
Recording Date	Apr 29, 2025
Property Address	42 MCGUFFEY RD, KERHONKSON, NY 12446-1022
Document Number	0000005031
Book / Page	7484 / 216
Instrument Date	Apr 23, 2025
Instrument	2025-5031
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 SOUTH RD, HARWINTON, CT 06791-2301

Mortgage

Document Number	0000005032
Date	Apr 29, 2025
Instrument	2025-5032

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

Tax Assessment & Valuation

Source: Ulster County and Rochester Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
County Subdivision	Rochester Town
Unified School District	Rondout Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,533.00 (+2.21%)	$173,200 (-) Land $40,000 Building $133,200	$326,792 (+9.43%) Land $75,472 Building $251,320
2024	$4,435.00 (+285.99%) Homeowner's exemption	$173,200 (-) Land $40,000 Building $133,200	$298,621 (+8.62%) Land $68,966 Building $229,655
2023		$173,200 (-) Land $40,000 Building $133,200	$274,921 (+14.29%) Land $63,492 Building $211,429
2022		$173,200 Land $40,000 Building $133,200	$240,556 Land $55,556 Building $185,000
2021	$1,149.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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