42 Maple St, Watertown, MA 02472 Property Records

Middlesex County and Watertown City property record for 42 Maple St, Watertown, MA 02472

Property Summary

Property Type	Condominium
Details	5 bd · 2.5 ba · 2,153 sqft · built 1910
Lot Size	0.126 acres (5,487 sqft)
Owner	2 Trust Names on File
Last Sale	$875,000 (Nov 2022)
Tax Bill	$11,076 (2026)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Sep 2019 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`10207`

Property Details

APN / Parcel Number

Primary APN	`10207`
Alternative APN	`WATE M:0104 B:0014 L:0022B`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	2,153 sqft Living Area
Gross Area	3,137 sqft
Basement Area	793 sqft
Unfinished Basement	793 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,487 sqft (0.126 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	10207
Street Address	42 MAPLE ST
City	WATERTOWN
State	MA
Zip	02472-4607
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	T
Legal Subdivision	WATERTOWN
Legal Block	14
Legal Lot Number	22B
Jurisdiction	WATERTOWN MA
Township / Civil Division	WATERTOWN TOWN
Census Block Group	1
Census Block	1005
Census Tract	370403

Owner

42 Maple St, a condominium, is owner-occupied and held in a trust since March 2025.

Source: Middlesex County and Watertown City records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	42 MAPLE ST, WATERTOWN, MA 02472-4607
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2022	Condominium Deed, Transfer · Stand-Alone First Mortgage FIRST REPUBLIC BANK
Sep 24, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance VILLAGE BANK
Jul 23, 2018	Deed of Trust, Mortgage · Line of Credit WATERTOWN SAVINGS BANK
Jul 24, 2020	Condominium Deed, Transfer · Stand-Alone First Mortgage CAMBRIDGE SAVINGS BANK
Aug 9, 2017	Deed of Trust, Mortgage · Line of Credit WATERTOWN SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2022 · Amount on File
Deed Sale	Nov 8, 2022 · Amount on File
Prior Sale	Jul 24, 2020 · Amount on File
Deed Document Number	2022165767
Last Transfer Date	Mar 21, 2025
Transfer Doc	0083884-52
Record Updated	Oct 29, 2026

November 2022: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	WATERTOWN MA
Recording Date	Nov 8, 2022
Property Address	42 MAPLE ST, WATERTOWN, MA 02472-4607
Document Number	0080925-26
Book / Page	80925 / 26
Instrument Date	Nov 8, 2022
Instrument	165767
Transaction Type	Transfer
Record Updated	Nov 24, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	40-42 MAPLE ST # UT42, UT42, WATERTOWN, MA 02472

Mortgage

Document Number	0000165768
Date	Nov 8, 2022
Instrument	165768

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.6%
Type Change Date	Dec 1, 2032
Max Rate At Change	2.5%
Index	Other

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	42 MAPLE ST, WATERTOWN, MA 02472-4607
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	73334-466
Date	Sep 24, 2019
Book Page	73334/466
Instrument	145439

Lender

Name	VILLAGE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	42 MAPLE ST, WATERTOWN, MA 02472-4607
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	71355-465
Date	Jul 23, 2018
Book Page	71355/465
Instrument	109816

Lender

Name	WATERTOWN SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

July 2020: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	WATERTOWN MA
Recording Date	Jul 24, 2020
Property Address	42 MAPLE ST, WATERTOWN, MA 02472-4607
Document Number	75205-562
Book / Page	75205 / 562
Instrument Date	Jul 17, 2020
Instrument	121975
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	40-42 MAPLE ST # 42, 42, WATERTOWN, MA 02472

Mortgage

Document Number	121976
Date	Jul 24, 2020
Instrument	121976

Lender

Name	CAMBRIDGE SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	2.88%
Type Change Date	Aug 1, 2027
Max Rate At Change	2.75%
Index	1-Year CMT

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	42 MAPLE ST, WATERTOWN, MA 02472-4607
Document Number	69765-55
Book / Page	069765 / 000055
Instrument Date	Aug 9, 2017
Transaction Type	Mortgage
Record Updated	Sep 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69765-55
Date	Aug 14, 2017
Book Page	069765/000055
Instrument	129296

Lender

Name	WATERTOWN SVGS BK
Type	Federal Savings Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 42 Maple St was $11,076, up 4.5% from the year before.

Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,076.00 (+4.45%)	$907,900 (-) Building $907,900	$907,670 (-2.51%)
2025	$10,604.00 (+13.13%)	$907,900 (+13.33%) Building $907,900	$931,000 (+7.22%)
2024	$9,373.00 (-4.43%)	$801,100 (+10.92%) Building $801,100	$868,300
2023	$9,807.00	$722,200 Building $722,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 42 Maple St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 42 Maple St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50

May also be available: AT&T, T-Mobile, Verizon.

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