42 Mangrove Ct, Hampstead, NC 28443 Property Records

Pender County property record for 42 Mangrove Ct, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,168 sqft · built 2016
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Apr 2024)
Tax Bill	$2,922 (2025)
Deeds & Mortgages	Apr 2026 Construction Loan Jun 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`3281-59-4960-0000`

Property Details

APN / Parcel Number

Primary APN	`3281-59-4960-0000`
Alternative APNs	`000057796` `979820`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,168 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Lot Area	20,473 sqft (0.47 acres)
Porch	Porch
Porch Area	126 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	000057796
Street Address	42 MANGROVE CT
City	HAMPSTEAD
State	NC
Zip	28443-5119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	L32 PB 56/29 CYPRESS LAKES
Legal Subdivision	CYPRESS LAKES
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	1
Census Block	1001
Census Tract	920202

Owner

Source: Pender County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	42 MANGROVE CT, HAMPSTEAD, NC 28443-5119
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust, Mortgage · Construction Mortgage NONE LISTED ON DOCUMENT
Jun 15, 2021	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Mar 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Apr 24, 2024	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Aug 14, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO
May 4, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2024 · Amount on Record
Deed Sale	Apr 24, 2024 · Amount on Record
Prior Sale	May 4, 2018 · Amount on Record
Deed Document Number	202420127630
Deed Book / Page	4835 / 677
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Recording Date	Apr 22, 2026
Property Address	42 MANGROVE CT, HAMPSTEAD, NC 28443-5119
Document Number	0020154975
Book / Page	4890 / 1858
Instrument Date	Apr 17, 2026
Instrument	202620154975
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	42 MANGROVE CT, HAMPSTEAD, NC 28443-5119

Mortgage

Document Number	0020154975,
Date	Apr 22, 2026
Book Page	4890/1858
Instrument	202620154975

Lender

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	42 MANGROVE CT, HAMPSTEAD, NC 28443-5119
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	STEWART TITLE GURANTY, STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047552069
Date	Jun 15, 2021
Book Page	4755/2069

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	42 MANGROVE CT, HAMPSTEAD, NC 28443-5119
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047462079
Date	Mar 29, 2021
Book Page	4746/2079

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Apr 24, 2024
Property Address	42 MANGROVE CT, HAMPSTEAD, NC 28443-5119
Document Number	0048350677
Book / Page	4835 / 677
Map Reference	MB 56 PG 29&30
Instrument Date	Apr 18, 2024
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	920 ROUNDHOUSE CIR APT 445, 445, WILMINGTON, NC 28411-6692

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 MANGROVE CT, HAMPSTEAD, NC 28443-5119

Mortgage

Document Number	0048350679
Date	Apr 24, 2024
Instrument	4835-0679

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	42 MANGROVE CT, HAMPSTEAD, NC 28443-5119
Transaction Type	Mortgage
Record Updated	May 5, 2022
Title Company	STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046701205
Date	Aug 14, 2018
Book Page	4670/1205

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	May 4, 2018
Property Address	42 MANGROVE CT, HAMPSTEAD, NC 28443-5119
Document Number	0046640112
Book / Page	4664 / 0112
Map Reference	MB56 PG29
Instrument Date	Apr 27, 2018
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$620.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	424 HAWTHORNE LOOP RD, 424, LELAND, NC 28451-1159

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 MANGROUE COURT, HAMPSTEAD, NC 28443-5119

Mortgage

Document Number	0004664114
Date	May 4, 2018
Instrument	4664/114

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,922.00 (+14.14%)	$497,117 (+68.91%) Land $54,915 Building $442,202	$497,117 (+68.91%) Land $54,915 Building $442,202
2023		$294,303 (-) Land $48,513 Building $245,790	$294,303 (-) Land $48,513 Building $245,790
2022	$2,560.00	$294,303 Land $48,513 Building $245,790	$294,303 Land $48,513 Building $245,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 142 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	146 units insured incl. 4 condo units
Nearby Flood Claims	65 (1996–2024)
Claims Outside the SFHA	26 of 65
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Florence, Sep 2018 · 28 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 10 claims Hurricane Fran, Sep 1996 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 89% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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