Essex County and Bloomfield Township property record for 42 Main Ter, Bloomfield, NJ 07003
| Property Type | Single Family Home |
|---|---|
| Details | 1,890 sqft · built 1929 |
| Lot Size | 0.086 acres (3,751 sqft) |
| Owner | Individual Name on File |
| Last Sale | $654,900 (Nov 2021) |
| Tax Bill | $15,749 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Nov 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-00913-0000-00047 |
| Primary APN | 02-00913-0000-00047 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,890 sqft Living Area |
| 1st Floor Area | 1,890 sqft |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Lot Area | 3,751 sqft (0.086 acres) |
| Lot Dimensions | 75 ft deep x 50 ft wide |
| Old Parcel Number | 020091300047 |
|---|---|
| Street Address | 42 MAIN TER |
| City | BLOOMFIELD |
| State | NJ |
| Zip | 07003-4012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | 50 X 75 |
| Legal Block | 913 |
| Legal Lot Number | 47 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | BLOOMFIELD |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 15100 |
42 Main Ter is owned and occupied by an individual who bought it in November 2021.
Source: Essex County and Bloomfield Township records, as of July 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 42 MAIN TER, BLOOMFIELD, NJ 07003-4012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 20, 2025 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Nov 22, 2021 | Deed, Transfer · FHA Mortgage THINK MORTGAGE INC |
| Mar 5, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage PANORAMA MORTGAGE GROUP LLC |
| Mar 24, 2017 | Grant Deed, Transfer · Conventional with PMI QUIK FUND |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 22, 2021 · Amount on File |
| Deed Sale | Nov 22, 2021 · Amount on File |
| Prior Sale | Mar 24, 2017 · Amount on File |
| Deed Document Number | 2021139657 |
| Prior Transfer Date | Dec 28, 2020 |
| Prior Transfer Doc | 0000026483 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 42 MAIN TER, BLOOMFIELD, NJ 07003-4012 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2025 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 42 MAIN TER, BLOOMFIELD, NJ 07003-4012 |
| Document Number | 0000065332 |
|---|---|
| Date | Oct 20, 2025 |
| Instrument | 2025065332 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 313 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Nov 22, 2021 |
| Property Address | 42 MAIN TER, BLOOMFIELD, NJ 07003-4012 |
| Document Number | 0000139657 |
| Instrument Date | Oct 7, 2021 |
| Instrument | 2021139657 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | NU WORLD TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,637.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 107 CLOVER CT, 107, FREEHOLD, NJ 07728-9238 |
| Name | Verified Name |
|---|---|
| Address | 42 MAIN TER, BLOOMFIELD, NJ 07003-4012 |
| Document Number | 0000139658 |
|---|---|
| Date | Nov 22, 2021 |
| Instrument | 2021139658 |
| Name | THINK MORTGAGE INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Mar 5, 2021 |
| Property Address | 42 MAIN TER, BLOOMFIELD, NJ 07003-4012 |
| Document Number | 2021026483 |
| Instrument Date | Dec 28, 2020 |
| Instrument | 2021026483 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | OLD REPUBLIC NATL TTL INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 42 MAIN TER, BLOOMFIELD, NJ 07003-4012 |
| Document Number | 2021026485 |
|---|---|
| Date | Mar 5, 2021 |
| Instrument | 2021026485 |
| Name | PANORAMA MORTGAGE GROUP LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | LAS VEGAS, NV 89145 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Mar 1, 2046 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Mar 24, 2017 |
| Property Address | 42 MAIN TER, BLOOMFIELD, NJ 07003-4012 |
| Document Number | 0000027212 |
| Instrument Date | Mar 15, 2017 |
| Instrument | 27212 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2019 |
| Title Company | ALL JERSEY TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $445.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 42 MAIN TER BLOOMFIELD NJ 070034012, BLOOMFIELD, NJ 07003-4012 |
| Document Number | 27219 |
|---|---|
| Date | Mar 24, 2017 |
| Instrument | 27219 |
| Name | QUIK FUND |
|---|---|
| Type | Funding / Finance Company |
| Address | ROCKVILLE CENTRE, NY 11570 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 42 Main Ter was $15,749, up 2.9% from the year before.
Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Bloomfield Township |
| Unified School District | Bloomfield Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $451,400 (-) Land $130,400 Building $321,000 | $451,400 (-) Land $130,400 Building $321,000 | |
| 2025 | $15,749.00 (+2.86%) | $451,400 Land $130,400 Building $321,000 | $451,400 Land $130,400 Building $321,000 |
| 2024 | $15,311.00 | ||
| 2023 | $451,400 Land $130,400 Building $321,000 | $451,400 Land $130,400 Building $321,000 | |
| 2022 | $14,453.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 42 Main Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1979) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 42 Main Ter has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001 |
|---|---|
| Water Source | Purchased surface water from NEWARK WATER DEPARTMENT |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2022 Lead service line replacement Jan 2022 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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