42 Lower Wayside Ln, Cullowhee, NC 28723 Property Records

Jackson County property record for 42 Lower Wayside Ln, Cullowhee, NC 28723

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,800 sqft · built 1996
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Last Sale$690,000 (May 2018)
Tax Bill$4,186 (2025)
Deeds & MortgagesMay 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN7554-56-3426

Property Details

APN / Parcel Number

Primary APN7554-56-3426
Alternative APN
  • 180852

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,800 sqft Heated Area
1st Floor Area1,400 sqft
Basement Area1,400 sqft
Finished Basement1,400 sqft
FlooringWood
Interior WallsCustom/Decorative
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialAluminum/Vinyl
Roof TypeWood Truss
Roof MaterialAsphalt
Lot Area43,560 sqft (1 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space
PorchPatio
Porch Area1,458 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic

Location & Zoning

Street Address42 LOWER WAYSIDE LN
CityCULLOWHEE
StateNC
Zip28723-8943
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 25B UN 6 GLENSHORE
Legal Lot Number25B
JurisdictionJACKSON NC
Township / Civil DivisionHAMBURG
Census Block Group2
Census Block2010
Census Tract950800

Owner

42 Lower Wayside Ln is owned and occupied by two individuals who bought it in May 2018.

Source: Jackson County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address42 LOWER WAYSIDE LN, CULLOWHEE, NC 28723-8943
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 1, 2018 · Amount on File
Deed SaleMay 1, 2018 · Amount on File
Deed Document Number20185481480003
Deed Book / Page2213 / 433
Record UpdatedOct 29, 2026

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON NC
Recording DateMay 1, 2018
Property Address42 LOWER WAYSIDE LN, CULLOWHEE, NC 28723-8943
Document Number0022130433
Book / Page002213 / 000433
Instrument DateApr 30, 2018
Transaction TypeTransfer
Record UpdatedJan 12, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,380.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address11807 WARBLER CT NAPLES FL 341198901, NAPLES, FL 34119-8901

Mortgage

Document Number22130436
DateMay 1, 2018
Book Page002213/000436
Lender
NameKENNETH D & MARGARET P FELDMAN
Address204 SETTLERS ROW N, PONTE VEDRA BEACH, FL 32082-3941
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term36 Months
DueApr 30, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 42 Lower Wayside Ln was $4,186.

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJackson County
Unified School DistrictJackson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,101,763 Land $450,000 Building $651,763
2025$4,186.00
2023$2,732.00$718,950 Land $350,000 Building $368,950

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 42 Lower Wayside Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims3 (2013–2024)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 42 Lower Wayside Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
BalsamWest FiberNET
Fiber
1,000 / 500
Starlink
Satellite
280 / 30
Skyrunner
Fixed Wireless
25 / 10
Verizon
Fixed Wireless
25 / 6
Frontier
DSL
10 / 1

Cell Coverage

No cell data coverage reported

Nearby Properties on Lower Wayside Ln

Nearby Streets

Search Property Records by Address or Parcel Number