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42 Lovett St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 42 Lovett St, Saint Augustine, FL 32084

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,275 sqft · built 1918
Lot Size0.09 acres (3,920 sqft)
OwnerIndividual Name on Record
Last Sale$425,000 (Apr 2024)
Tax Bill$7,879 (2025)
Deeds & MortgagesApr 2024 Sale & Mortgage
Jun 2021 Sale & Mortgage
+ 3 more
Flood ZoneZone X (moderate risk)
APN210520-0000

Property Details

APN / Parcel Number

Primary APN210520-0000

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Stories2 Stories
Building Area1,275 sqft Living Area
1st Floor Area647 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1918
Effective Year BuiltEffective 2005
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area3,920 sqft (0.09 acres)
Lot Dimensions95 ft deep x 42 ft wide
PorchFinished/Open Porch
Porch Area204 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address42 LOVETT ST
CitySAINT AUGUSTINE
StateFL
Zip32084-4807
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1/105 KEITH PROPERTY LOT 3 BLK C OR5926/836
Legal Range30E
Legal Township07S
Legal Section19
Legal SubdivisionKEITH PROPERTY
Legal BlockC
Legal Lot Number3
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2009
Census Tract20400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Lincolnville Historic District
listed 1991 · 548 contributing resources · NRIS 91000979

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address42 LOVETT ST, SAINT AUGUSTINE, FL 32084-4807
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Apr 4, 2024Warranty Deed, Transfer · Conventional Mortgage
FIRST HORIZON BANK
Jun 29, 2021Warranty Deed, Transfer · Conventional Mortgage
FREEDOM MORTGAGE CORP
Jun 29, 2021Correction Deed
LAND TITLE OF AMERICA INC
Jul 31, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY
Feb 10, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 4, 2024 · Amount on Record
Deed SaleApr 4, 2024 · Amount on Record
Prior SaleJun 29, 2021 · Amount on Record
Deed Document Number202424999
Deed Book / Page5926 / 836
Prior Transfer DateJun 18, 2021
Prior Transfer Doc0053040972
Record UpdatedSep 20, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateApr 4, 2024
Property Address42 LOVETT ST, SAINT AUGUSTINE, FL 32084-4807
Document Number0059260836
Book / Page5926 / 836
Instrument DateApr 1, 2024
Instrument2024024999
Transaction TypeTransfer
Record UpdatedApr 17, 2024
Title CompanyNOT AVAILABLE, SUMMIT TITLE OF NORTH FL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,975.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4913 FLORIDA AVE, CHATTANOOGA, TN 37409-1822

Transferred To (Grantee/Buyer)

NameVerified Name
Address42 LOVETT ST, SAINT AUGUSTINE, FL 32084-4807

Mortgage

Document Number0005926838
DateApr 4, 2024
Instrument5926/838
Lender
NameFIRST HORIZON BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2054

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJun 29, 2021
Property Address42 LOVETT ST, SAINT AUGUSTINE, FL 32084-4807
Document Number0053040974
Book / Page5304 / 974
Instrument DateJun 24, 2021
Instrument2021072371
Transaction TypeTransfer
Record UpdatedJun 24, 2022
Title CompanyLAND TITLE OF AMERICA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,150.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2480 LOPE LOOP, 2480, WESTCLIFFE, CO 81252-9276

Transferred To (Grantee/Buyer)

NameVerified Name
Address42 LOVETT ST, ST AUGUSTINE, FL 32084-4807

Mortgage

Document Number0005304976
DateJun 29, 2021
Instrument5304/976
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

June 2021: Correction Deed

Document TypeCorrection Deed
JurisdictionST JOHNS FL
Recording DateJun 29, 2021
Property Address42 LOVETT ST, SAINT AUGUSTINE, FL 32084-4807
Document Number0053040972
Book / Page5304 / 972
Instrument DateJun 18, 2021
Instrument2021072370
Record UpdatedJun 7, 2023
Title CompanyLAND TITLE OF AMERICA INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address42 LOVETT ST, 42, SAINT AUGUSTINE, FL 32084-4807

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address42 LOVERTT STREET, SAINT AUGUSTINE, FL 32084-4807
InvestorPossibly a Property Investor

July 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST JOHNS FL
Recording DateJul 31, 2017
Property Address42 LOVETT ST, SAINT AUGUSTINE, FL 32084-4807
Document Number0044121126
Book / Page004412 / 001126
Instrument DateJul 25, 2017
Instrument52363
Transaction TypeTransfer
Record UpdatedAug 14, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address42 LOVETT ST ST AUGUSTINE FL 320844807, ST AUGUSTINE, FL 32084-4807

February 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST JOHNS FL
Recording DateFeb 10, 2017
Property Address42 LOVETT ST, SAINT AUGUSTINE, FL 32084-4807
Document Number0043291852
Book / Page004329 / 001852
Instrument DateFeb 10, 2017
Instrument10173
Transaction TypeTransfer
Record UpdatedFeb 22, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address42 LOVETT ST ST AUGUSTINE FL 320844807, ST AUGUSTINE, FL 32084-4807

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
MunicipalitySt. Augustine City
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$422,454 (+6.17%) Land $149,520 Building $272,934$422,454 (+6.17%) Land $149,520 Building $272,934
2025$7,879.00 (+1.86%)$397,900 (-6.96%)$397,900 (-20.39%) Land $149,520 Building $248,380
2024$7,735.00 (+5.08%)
2023$7,361.00 (+2.89%) Homeowner's exemption$427,645 (+3%)$499,830 (+20.39%) Land $149,520 Building $350,310
2022$7,154.00 Homeowner's exemption$415,189$415,189 Land $142,343 Building $272,846

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 376 individual policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies389 units insured
incl. 13 condo units
Nearby Flood Claims284 (1982–2024)
Claims Outside the SFHA3 of 284
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Sep 2022 · 26 claims
  • Hurricane Irma, Sep 2017 · 84 claims
  • Hurricane Matthew, Oct 2016 · 124 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. AUGUSTINE WS
serves 43,069 people · EPA ID FL2550210
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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