42 Loring Dr, Sumter, SC 29150 Property Records

Sumter County property record for 42 Loring Dr, Sumter, SC 29150

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,425 sqft · built 2024
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$186,000 (Dec 2024)
Tax Bill	$3,988 (2025)
Deeds & Mortgages	Dec 2024 Construction Loan Sep 2024 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`249-08-04-004`

Property Details

APN / Parcel Number

Primary APN	`249-08-04-004`
Alternative APN	`48427`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,425 sqft Living Area
Gross Area	1,875 sqft
1st Floor Area	1,425 sqft
Flooring	Wood

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Wood Sheathing
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	60 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	48427
Street Address	42 LORING DR
City	SUMTER
State	SC
Zip	29150-4353
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	0.17AC LOT 4 PB2024 291
Legal Lot Number	4
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	3
Census Block	3044
Census Tract	2000

Owner

Source: Sumter County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	42 LORING DR, SUMTER, SC 29150-4353
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2024	Deed of Trust, Mortgage · Construction Mortgage THE CITIZENS BANK
Sep 26, 2024	Deed of Trust, Mortgage · Construction Mortgage THE CITIZENS BANK
Dec 11, 2024	Deed, Subdivision Related Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
May 28, 2024	Quit Claim Deed, Transfer Quitclaim
Jun 29, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2024 · Amount on Record
Deed Sale	Dec 11, 2024 · Amount on Record
Prior Sale	Nov 16, 2016 · Amount on Record
Deed Book / Page	1334 / 3520
Prior Transfer Date	May 17, 2024
Prior Transfer Doc	0013272299
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	42 LORING DR, SUMTER, SC 29150-4353
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0013351167
Date	Dec 31, 2024
Book Page	1335/1167

Lender

Name	THE CITIZENS BANK
Type	Bank
Address	SUMTER, SC 29151

Agreement

Type	Construction Mortgage

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	42 LORING DR, SUMTER, SC 29150-4353
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0013315239
Date	Sep 26, 2024
Book Page	1331/5239

Lender

Name	THE CITIZENS BANK
Type	Bank
Address	SUMTER, SC 29151

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 25, 2025

December 2024: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	Dec 11, 2024
Property Address	42 LORING DR, SUMTER, SC 29150-4353
Document Number	0013343520
Book / Page	1334 / 3520
Map Reference	MB 2024 G 291
Instrument Date	Dec 10, 2024
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$483.60
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 LORING DR, SUMTER, SC 29150-4353

Mortgage

Document Number	0013343523
Date	Dec 11, 2024
Instrument	1334-3523

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

May 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUMTER SC
Recording Date	May 28, 2024
Property Address	42 LORING DR, SUMTER, SC 29150-4353
Document Number	0013272299
Book / Page	1327 / 2299
Map Reference	MB V-4 PG 453
Instrument Date	May 17, 2024
Transaction Type	Transfer
Record Updated	Dec 19, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3620 BEACON DR, SUMTER, SC 29154-8020
Investor	Possibly a Property Investor

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER SC
Recording Date	Jun 29, 2021
Property Address	42 LORING DR, SUMTER, SC 29150-4353
Document Number	0012873928
Book / Page	1287 / 3928
Map Reference	MB V-4 PG 453
Instrument Date	Jun 28, 2021
Transaction Type	Transfer
Record Updated	Dec 19, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1449, SUMTER, SC 29151-1449
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Municipality	Sumter City
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,988.00	$10,300 (+1,96%) Land $500 Building $9,800	$171,547 (+1,949.55%) Land $8,280 Building $163,267
2023		$500 (-) Land $500	$8,370 (-) Land $8,370
2022	$1.00	$500 Land $500	$8,370 Land $8,370

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1989–2016)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMTER serves 53,070 people · EPA ID SC4310001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, FTC, T-Mobile.

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