42 Locket Dr, Clayton, NC 27520 Property Records

Johnston County property record for 42 Locket Dr, Clayton, NC 27520

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,505 sqft · built 2006
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$179,000 (Jun 2018)
Tax Bill	$3,154 (2026)
Deeds & Mortgages	May 2022 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05G03034Z`

Property Details

APN / Parcel Number

Primary APN	`05G03034Z`
Alternative APN	`2000209993`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,505 sqft Living Area
Gross Area	1,981 sqft
1st Floor Area	1,505 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Garage Area	300 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Deck Area	128 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000209993
Street Address	42 LOCKET DR
City	CLAYTON
State	NC
Zip	27520-4610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	LOT 154 VILLAGE OF GLENHAVEN 68/305
Legal Subdivision	GLENHAVEN SUBDIVISION
Legal Lot Number	154
Jurisdiction	JOHNSTON NC
Township / Civil Division	CLAYTON
Census Block Group	1
Census Block	1001
Census Tract	41104

Owner

42 Locket Dr is owned and occupied by an individual who bought it in June 2018.

Source: Johnston County records, as of September 24, 2026

Owner of Record	Individual Name on File
Mailing Address	42 LOCKET DR, CLAYTON, NC 27520-4610
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 23, 2022	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Apr 28, 2021	Deed of Trust, Mortgage · VA Mortgage FLAGSTAR BANK FSB
Jun 12, 2018	Warranty Deed, Transfer · VA Mortgage SECURITY AMERICA MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2018 · Amount on File
Deed Sale	Jun 12, 2018 · Amount on File
Prior Sale	Feb 27, 2007 · Amount on File
Deed Document Number	2018573902
Deed Book / Page	5164 / 622
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	42 LOCKET DR, CLAYTON, NC 27520-4610
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000811358
Date	May 23, 2022
Book Page	6263/643
Instrument	2022811358

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	42 LOCKET DR, CLAYTON, NC 27520-4610
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	MORTGAGE CONNECT LP VENDOR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000746262
Date	Apr 28, 2021
Book Page	5914/959
Instrument	2021746262

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Jun 12, 2018
Property Address	42 LOCKET DR, CLAYTON, NC 27520-4610
Document Number	0000573902
Book / Page	5164 / 0622
Map Reference	MB58 PG305
Instrument Date	Jun 12, 2018
Instrument	2018573902
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$358.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	280 KNIGHTS BRIDGE DR, 280, CLAYTON, NC 27520-5419

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 LOCKET DR, CLAYTON, NC 27520-4610

Mortgage

Document Number	0000573903
Date	Jun 12, 2018
Instrument	2018573903

Lender

Name	SECURITY AMERICA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 42 Locket Dr was $3,154.

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Municipality	Clayton Town
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,154.00	$315,480 Land $80,000 Building $235,480	$315,480 Land $80,000 Building $235,480
2023	$2,382.00	$184,720 Land $45,500 Building $139,220	$184,720 Land $45,500 Building $139,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 42 Locket Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 42 Locket Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50

May also be available: Verizon.

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