42 Live Oak St, Planada, CA 95365 Property Records

Merced County property record for 42 Live Oak St, Planada, CA 95365

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,044 sqft · built 1966
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Aug 2022)
Tax Bill	$3,530 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Aug 2022 Sale & Mortgage + 4 more
Flood Zone	Zone AO (high risk)
APN	`037-183-020-000`

Property Details

APN / Parcel Number

Primary APN	`037-183-020-000`
Alternative APN	`037-183-020`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,044 sqft Living Area
1st Floor Area	1,044 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1990
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	7,500 sqft (0.172 acres)
Garage Type	Carport
Garage Area	330 sqft
Carport	Carport
Carport Area	330 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	037-183-020
Street Address	42 LIVE OAK ST
City	PLANADA
State	CA
Zip	95365-8047
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PLANADA LOT 653 & 654 BLK 35
Legal Subdivision	PLANADA
Legal Block	35
Legal Lot Number	653
Jurisdiction	MERCED CA
Township / Civil Division	PLANADA-LE GRAND
Census Block Group	4
Census Block	4004
Census Tract	1901

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	42 LIVE OAK ST, PLANADA, CA 95365-8047
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 9, 2022	Grant Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC
Jan 4, 2018	Grant Deed, Transfer · FHA Mortgage SUPREME LNDG
Aug 1, 2017	Quit Claim Deed, Transfer TRANSCOUNTY TITLE COMPANY
Aug 1, 2017	Quit Claim Deed, Transfer TRANSCOUNTY TITLE COMPANY
Aug 1, 2017	Grant Deed, Transfer · Conventional Mortgage DHARAMPAL SINGH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2022 · Amount on Record
Deed Sale	Aug 9, 2022 · Amount on Record
Prior Sale	Jan 4, 2018 · Amount on Record
Deed Document Number	202228864
Prior Transfer Date	Jul 25, 2022
Prior Transfer Doc	0000028864
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	42 LIVE OAK ST, PLANADA, CA 95365-8047
Transaction Type	Mortgage
Record Updated	Nov 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 LIVE OAK ST, PLANADA, CA 95365-8047

Mortgage

Document Number	0000024987
Date	Oct 18, 2023
Instrument	2023024987

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Sep 1, 2052

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Aug 9, 2022
Property Address	42 LIVE OAK ST, PLANADA, CA 95365-8047
Document Number	0000028864
Map Reference	VOL 4 PG 44
Instrument Date	Jul 25, 2022
Instrument	2022028864
Transaction Type	Transfer
Record Updated	Sep 12, 2022
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	42 LIVE OAK ST, PLANADA, CA 95365-8047

Mortgage

Document Number	0000028865
Date	Aug 9, 2022
Instrument	2022028865

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jan 4, 2018
Property Address	42 LIVE OAK ST, PLANADA, CA 95365-8047
Document Number	0000000130
Instrument Date	Nov 30, 2017
Instrument	130
Transaction Type	Transfer
Record Updated	Jan 17, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$164.45
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 474 PLANADA CA 953650474, PLANADA, CA 95365-0474

Mortgage

Document Number	131
Date	Jan 4, 2018
Instrument	131

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2048

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Aug 1, 2017
Property Address	42 LIVE OAK ST, PLANADA, CA 95365-8047
Document Number	0000024384
Instrument Date	Jul 27, 2017
Instrument	24384
Transaction Type	Transfer
Record Updated	Sep 20, 2017
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1881 E 23RD ST MERCED CA 953404145, MERCED, CA 95340-4145

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Aug 1, 2017
Property Address	42 LIVE OAK ST, PLANADA, CA 95365-8047
Document Number	0000024387
Instrument Date	Jul 26, 2017
Instrument	24387
Transaction Type	Transfer
Record Updated	Sep 20, 2017
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1810 HERITAGE DR MERCED CA 953415566, MERCED, CA 95341-5566

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Aug 1, 2017
Property Address	42 LIVE OAK ST, PLANADA, CA 95365-8047
Document Number	0000024386
Instrument Date	Jul 24, 2017
Instrument	24386
Transaction Type	Transfer
Record Updated	Sep 21, 2017
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$101.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2163 CORONADO AVE MERCED CA 953484051, MERCED, CA 95348-4051

Mortgage

Document Number	24388
Date	Aug 1, 2017
Instrument	24388

Lender

Name	DHARAMPAL SINGH
Address	1928 VISTANA DR, ATWATER, CA 95301-5303

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Secondary School District	Le Grand Union High School District (09 - 12)
Elementary School District	Planada Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$284,500 (-4.05%) Land $80,000 Building $204,500
2025	$3,530.00 (+3.28%) Homeowner's exemption	$296,514 (+4.04%) Land $78,030 Building $218,484
2023	$3,418.00 (+79.14%) Homeowner's exemption	$285,000 Land $75,000 Building $210,000
2022	$1,908.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 84 policies
Nearby Flood Policies	84 in force
Nearby Flood Claims	13 (1982–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 8 claims Severe Winter Storms And Flooding, Mar 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLANADA CSD serves 4,164 people · EPA ID CA2410007
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Ayera Technologies Fixed Wireless	120 / 40
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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