42 Ledge St, Providence, RI 02904 Property Records

Providence City property record for 42 Ledge St, Providence, RI 02904

Property Summary

Property Type	Duplex
Details	12 bd · 4 ba · 2,436 sqft · built 2021
Lot Size	0.092 acres (4,000 sqft)
Owner	Individual Name on Record
Last Sale	$475,000 (Mar 2022)
Tax Bill	$5,048 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Feb 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PROV M:98 L:397`

Property Details

APN / Parcel Number

Primary APN	`PROV M:98 L:397`
Alternative APNs	`P:0980397 L:0000` `44435`

Interior

Bedrooms	12 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Units	3 Units
Building Area	2,436 sqft Living Area
1st Floor Area	1,218 sqft
Basement Area	1,218 sqft
Unfinished Basement	1,218 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,000 sqft (0.092 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	44435
Street Address	42 LEDGE ST
City	PROVIDENCE
State	RI
Zip	02904-2376
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-3
Legal Lot Number	397
Jurisdiction	PROVIDENCE RI
Township / Civil Division	PROVIDENCE
Census Block Group	2
Census Block	2006
Census Tract	2900

Owner

Source: Providence City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	42 LEDGE ST, PROVIDENCE, RI 02904-2376
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2022	Warranty Deed, Transfer · FHA Mortgage NORTHPOINTE BANK
Feb 8, 2021	Redemption Deed, Transfer
Aug 21, 2020	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2022 · Amount on Record
Deed Sale	Mar 2, 2022 · Amount on Record
Deed Document Number	2022314443
Deed Book / Page	13486 / 131
Prior Transfer Date	Jan 29, 2021
Prior Transfer Doc	013006-343
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Mar 2, 2022
Property Address	42 LEDGE ST, PROVIDENCE, RI 02904-2376
Document Number	013486-131
Book / Page	13486 / 131
Instrument Date	Mar 1, 2022
Instrument	2022314443
Transaction Type	Transfer
Record Updated	Dec 21, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 LEDGE ST, PROVIDENCE, RI 02904-2376

Mortgage

Document Number	2022314444
Date	Mar 2, 2022
Instrument	2022314444

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

February 2021: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Feb 8, 2021
Property Address	42 LEDGE ST, PROVIDENCE, RI 02904-2376
Document Number	013006-343
Book / Page	13006 / 343
Instrument Date	Jan 29, 2021
Instrument	2021277846
Transaction Type	Transfer
Record Updated	Dec 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 LEDGE ST, PROVIDENCE, RI 02904-2376

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Aug 21, 2020
Property Address	42 LEDGE ST, PROVIDENCE, RI 02904-2317
Document Number	12812-214
Book / Page	012812 / 000214
Instrument Date	Aug 18, 2020
Instrument	262935
Transaction Type	Transfer
Record Updated	Sep 8, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	140 RESERVOIR AVE PROVIDENCE RI 029073417, PROVIDENCE, RI 02907-3417

Tax Assessment & Valuation

Source: Providence City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Providence City
Unified School District	Providence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,048.00 (-37.53%)	$668,600 (+51.82%) Land $128,000 Building $540,600	$673,980
2023	$8,081.00 (+21.39%)	$440,400 (+17.75%) Land $68,000 Building $372,400
2022	$6,657.00	$374,000 Land $68,000 Building $306,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 681 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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