42 Laurel Mountain Rd, Sparta, NC 28675 Property Records

Alleghany County property record for 42 Laurel Mountain Rd, Sparta, NC 28675

Property Summary

Property TypeMobile Home / Trailer Park
Lot Size1.44 acres (62,726 sqft)
Owner2 Individual Names on File
Last Sale$475,000 (Jul 2024)
Tax Bill$120 (2026)
Deeds & MortgagesSep 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN3041108195

Property Details

APN / Parcel Number

Primary APN3041108195
Alternative APNs
  • 10711
  • 84094

Exterior

Lot Area62,726 sqft (1.44 acres)

Location & Zoning

Account Number84094
Street Address42 LAUREL MOUNTAIN RD
CitySPARTA
StateNC
Zip28675
Property CategoryCommercial
Property TypeCommercial > Retail > Mobile Home / Trailer Park
Local Zoning CodeR1
Legal Description#42 SEC 1 LAUREL MTN
Legal SubdivisionLAUREL MOUNTAIN ESTATES
Legal Block265
Legal Lot Number42
JurisdictionALLEGHANY NC
Township / Civil DivisionPRATHERS CREEK
Census Block Group2
Census Block2008
Census Tract950300

Owner

42 Laurel Mountain Rd, a commercial property, is owned by two individuals who bought it in July 2024.

Source: Alleghany County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address590 BLACK FOREST DR, SAINT JOHNS, FL 32259-8348
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 19, 2024 · Amount on File
Deed SaleJul 19, 2024 · Amount on File
Prior SaleSep 10, 2008 · Amount on File
Deed Document Number20241438
Deed Book / Page445 / 274
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGHANY NC
Property Address42 LAUREL MOUNTAIN RD, SPARTA, NC 28675
Transaction TypeMortgage
Record UpdatedOct 13, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address590 BLACK FOREST DR, SAINT JOHNS, FL 32259-8348

Mortgage

Document Number00452/1987
DateSep 30, 2025
Book Page452/1987
Instrument2025001990
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Address1050 WOODWARD AVE, DETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueOct 1, 2045

Tax Assessment & Valuation

The 2026 property tax bill for 42 Laurel Mountain Rd was $120.

Source: Alleghany County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAlleghany County
Unified School DistrictAlleghany County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$120.00$18,400 Land $18,400$18,400 Land $18,400
2025$120.00
2023$18,400 Land $18,400$18,400 Land $18,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 42 Laurel Mountain Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 42 Laurel Mountain Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · above 74% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000

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