Putnam County and Philipstown Town property record for 42 Lane Gate Rd, Cold Spring, NY 10516
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 984 sqft · built 1960 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,000 (Mar 2011) |
| Tax Bill | $8,447 (2024) |
| Deeds & Mortgages | Dec 2016 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 372689 38.-3-50 |
| Primary APN | 372689 38.-3-50 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 984 sqft Living Area |
| 1st Floor Area | 984 sqft |
| Game Room | Game Room |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Composition |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 400 ft deep x 101 ft wide |
| View / Lot | Waterfront |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 176 sqft |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Account Number | 048350 |
|---|---|
| Street Address | 42 LANE GATE RD |
| City | COLD SPRING |
| State | NY |
| Zip | 10516-3528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R80 |
| Legal Description | LAND & RES |
| Legal Block | 3 |
| Legal Lot Number | 50.00 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | PHILIPSTOWN |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 10600 |
Source: Putnam County and Philipstown Town records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3 WHITEHILL PL, COLD SPRING, NY 10516-1604 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 30, 2011 · Amount on Record |
| Deed Sale | Mar 30, 2011 · Amount on Record |
| Prior Sale | Mar 30, 2011 · Amount on Record |
| Deed Book / Page | 1872 / 422 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 42 LANE GATE RD, COLD SPRING, NY 10516-3528 |
| Document Number | 0066910319 |
| Instrument Date | Dec 2, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2018 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 42 LANE GATE RD COLD SPRING NY 105163528, COLD SPRING, NY 10516-3528 |
| Document Number | 0066910319 |
|---|---|
| Date | Feb 15, 2017 |
| Book Page | 006691/000319 |
| Instrument | 1600662 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 468 Months |
| Due | Feb 14, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Philipstown Town |
| Unified School District | Haldane Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $145,750 (-) Land $65,000 Building $80,750 | $475,220 (+14.84%) | |
| 2024 | $8,447.00 | ||
| 2023 | $145,750 (-) Land $65,000 Building $80,750 | $413,827 (+11.73%) Land $184,554 Building $229,273 | |
| 2022 | $145,750 Land $65,000 Building $80,750 | $370,394 Land $165,184 Building $205,210 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 6 (2007–2011) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
5G (outdoors only) and 4G LTE
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