42 Lake Trl E, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 42 Lake Trl E, Wayne, NJ 07470 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	864 sqft · built 1939
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Jan 2016)
Tax Bill	$8,505 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`14-01310-0000-00017`

Property Details

APN / Parcel Number

Primary APN	`14-01310-0000-00017`
Alternative APNs	`1400496000000018` `140131000017`

Interior

Building Area	864 sqft Living Area

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	Colonial
Lot Area	7,492 sqft (0.172 acres)

Location & Zoning

Old Parcel Number	1400496000000018
Street Address	42 LAKE TRL E
City	WAYNE
State	NJ
Zip	07470-4402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1310
Legal Lot Number	17
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1007
Census Tract	246203

Owner

Source: Passaic County and Wayne Township records · APN 14-01310-0000-00017

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	42 LAKE TRL E, WAYNE, NJ 07470-4402
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 07, 2016 · Amount on Record
Deed Sale	Jan 07, 2016 · Amount on Record
Prior Sale	May 19, 2000 · Amount on Record
Deed Book / Page	2751 / 16
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	42 LAKE TRL E, WAYNE, NJ 07470-4402
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	STATES TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 LAKE TRL E, WAYNE, NJ 07470-4402

Mortgage

Document Number	0000037418
Date	Jul 26, 2022
Book Page	M18106/288
Instrument	2022037418

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Aug 01, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Passaic County and Wayne Township records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$141,800 (-) Land $97,900 Building $43,900	$141,800 (-) Land $97,900 Building $43,900
2025	$8,505.00 (+0.88%)	$141,800 (-) Land $97,900 Building $43,900	$141,800 (-) Land $97,900 Building $43,900
2024	$8,431.00 (+5.16%)
2023		$141,800 Land $97,900 Building $43,900	$141,800 Land $97,900 Building $43,900
2022	$8,017.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Passaic County (34031C), updated May 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340312462031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 4 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force 3 of 4 on primary residences
Nearby Flood Claims	23 (1979–2012)
Claims Outside the SFHA	9 of 23
Most Recent Claim	Jul 2012, rainfall accumulation
Flood Events	Hurricane Irene (Aug 2011), 9 claims Hurricane Floyd Major Disaster Declarations (Sep 1999), 4 claims Coastal Storms & Flooding (Apr 1984), 4 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.