42 Lake Rd, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 42 Lake Rd, Webster, NY 14580

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,092 sqft · built 1934
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (Dec 1998)
Tax Bill	$13,601 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`265489 063.09-1-12.1`

Property Details

APN / Parcel Number

Primary APN	`265489 063.09-1-12.1`
Alternative APN	`03565200000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,092 sqft Living Area
1st Floor Area	1,010 sqft
2nd Floor Area	1,082 sqft
Game Room	Game Room

Exterior

Year Built	Built 1934
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	124 ft deep x 48.3 ft wide
View / Lot	Waterfront / Beach
Porch	Slab
Porch Area	297 sqft
Patio Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	03565200000
Street Address	42 LAKE RD
City	WEBSTER
State	NY
Zip	14580-1010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	12.100
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	1
Census Block	1002
Census Tract	11203

Owner

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	42 LAKE RD, WEBSTER, NY 14580-1010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage VISIONS FCU
Aug 6, 2018	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 1998 · Amount on Record
Deed Sale	Dec 14, 1998 · Amount on Record
Deed Book / Page	9099 / 396
Last Transfer Date	Jul 18, 2018
Transfer Doc	0000000359
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	42 LAKE RD, WEBSTER, NY 14580-1010
Transaction Type	Mortgage
Record Updated	Jul 20, 2021
Title Company	CLOSING USA LLC, CLOSING USA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 LAKE RD, WEBSTER, NY 14580-1010

Mortgage

Document Number	0000000022
Date	Jun 17, 2021
Book Page	29274/22
Instrument	202106170541

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	42 LAKE RD, WEBSTER, NY 14580-1010
Document Number	0000000360
Instrument Date	Jul 30, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 LAKE RD WEBSTER NY 145801010, WEBSTER, NY 14580-1010

Mortgage

Document Number	0000000360
Date	Aug 6, 2018
Book Page	027710/000153
Instrument	360

Lender

Name	VISIONS FCU
Type	Credit Union
Address	ENDICOTT, NY 13760

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 5, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.99%

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE NY
Recording Date	Aug 6, 2018
Property Address	42 LAKE RD, WEBSTER, NY 14580-1010
Document Number	0000000359
Book / Page	012063 / 000459
Instrument Date	Jul 18, 2018
Instrument	359
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 LAKE RD WEBSTER NY 145801010, WEBSTER, NY 14580-1010

Tax Assessment & Valuation

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,601.00 (+5.57%) Homeowner's exemption
2025	$12,883.00 (+4.05%)	$280,600 (-) Land $59,800 Building $220,800	$584,600 (+20.84%) Land $124,587 Building $460,013
2023		$280,600 (-) Land $59,800 Building $220,800	$483,800 (+10.36%) Land $103,105 Building $380,695
2022		$280,600 Land $59,800 Building $220,800	$438,400 Land $93,430 Building $344,970
2021	$12,382.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	17 (1978–2017)
Claims Outside the SFHA	9 of 17
Most Recent Claim	Jun 2017 · Flooding
Claims by Event	Flooding, Jun 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Greenlight Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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