42 Keels Rd, Toccoa, GA 30577 Property Records

Stephens County property record for 42 Keels Rd, Toccoa, GA 30577

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,504 sqft · built 1975
Lot Size3.36 acres (146,797 sqft)
OwnerIndividual Name on File
Last Sale$270,000 (Jul 2022)
Tax Bill$2,699 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
Dec 2021 Sale
Flood ZoneZone X (minimal risk)
APN050 112

Property Details

APN / Parcel Number

Primary APN050 112
Alternative APN
  • 340300

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,504 sqft Heated Area
Basement Area256 sqft
Unfinished Basement256 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 2010
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeRaised
Roof TypeGable
Roof MaterialMetal
Lot Area146,797 sqft (3.36 acres)
TerrainGentle Slope
Garage TypeCarport
CarportCarport
Carport Area396 sqft

Exterior Amenities

PorchPorch
Porch Area190 sqft
Deck Area96 sqft
Patio Area222 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelElectric

Location & Zoning

Account Number340300
Street Address42 KEELS RD
CityTOCCOA
StateGA
Zip30577-7801
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionKEELS RD
JurisdictionSTEPHENS GA
Township / Civil DivisionROCK CREEK
Census Block Group4
Census Block4021
Census Tract970202

Owner

42 Keels Rd is owned and occupied by an individual who bought it in July 2022.

Source: Stephens County records, as of March 11, 2026

Owner of RecordIndividual Name on File
Mailing Address42 KEELS RD, TOCCOA, GA 30577-7801
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 6, 2022Warranty Deed, Transfer · FHA Mortgage
HOMEBRIDGE FINANCIAL SERVICES
Dec 22, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 6, 2022 · Amount on File
Deed SaleJul 6, 2022 · Amount on File
Prior SaleDec 22, 2021
Deed Document Number0001303323
Deed Book / Page1303 / 323
Record UpdatedJun 8, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEPHENS GA
Recording DateJul 6, 2022
Property Address42 KEELS RD, TOCCOA, GA 30577-7801
Document Number0013030323
Book / Page1303 / 323
Instrument DateJul 6, 2022
Instrument2022-001045
Transaction TypeTransfer
Record UpdatedNov 30, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address42 KEELS RD, TOCCOA, GA 30577-7801

Mortgage

Document Number0013030000000326
DateJul 11, 2022
Book Page0000001303/0000000326
Lender
NameHOMEBRIDGE FINANCIAL SERVICES
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2052

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEPHENS GA
Recording DateDec 22, 2021
Property Address42 KEELS RD, TOCCOA, GA 30577-7801
Document Number0012800034
Book / Page1280 / 34
Instrument DateDec 22, 2021
Instrument2021-001806
Transaction TypeTransfer
Record UpdatedNov 30, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address189 HERITAGE LN, TOCCOA, GA 30577-9171
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 42 Keels Rd was $2,699.

Source: Stephens County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyStephens County
Unified School DistrictStephens County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,699.00$98,332 Land $5,662 Building $92,670$245,830 Land $14,154 Building $231,676
2023$1,821.00$61,194 Land $5,662 Building $55,532$152,985 Land $14,154 Building $138,831

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 42 Keels Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 42 Keels Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 58% of Georgia
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TruVista Communications
Fiber
5,000 / 5,000
Verizon
Fixed Wireless
300 / 20
Windstream
DSL
100 / 20

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