Stephens County property record for 42 Keels Rd, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,504 sqft · built 1975 |
| Lot Size | 3.36 acres (146,797 sqft) |
| Owner | Individual Name on File |
| Last Sale | $270,000 (Jul 2022) |
| Tax Bill | $2,699 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Dec 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 050 112 |
| Primary APN | 050 112 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,504 sqft Heated Area |
| Basement Area | 256 sqft |
| Unfinished Basement | 256 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 146,797 sqft (3.36 acres) |
| Terrain | Gentle Slope |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 396 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 190 sqft |
| Deck Area | 96 sqft |
| Patio Area | 222 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Account Number | 340300 |
|---|---|
| Street Address | 42 KEELS RD |
| City | TOCCOA |
| State | GA |
| Zip | 30577-7801 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | KEELS RD |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | ROCK CREEK |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 970202 |
42 Keels Rd is owned and occupied by an individual who bought it in July 2022.
Source: Stephens County records, as of March 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 42 KEELS RD, TOCCOA, GA 30577-7801 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 6, 2022 | Warranty Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES |
| Dec 22, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 6, 2022 · Amount on File |
| Deed Sale | Jul 6, 2022 · Amount on File |
| Prior Sale | Dec 22, 2021 |
| Deed Document Number | 0001303323 |
| Deed Book / Page | 1303 / 323 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Jul 6, 2022 |
| Property Address | 42 KEELS RD, TOCCOA, GA 30577-7801 |
| Document Number | 0013030323 |
| Book / Page | 1303 / 323 |
| Instrument Date | Jul 6, 2022 |
| Instrument | 2022-001045 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 42 KEELS RD, TOCCOA, GA 30577-7801 |
| Document Number | 0013030000000326 |
|---|---|
| Date | Jul 11, 2022 |
| Book Page | 0000001303/0000000326 |
| Name | HOMEBRIDGE FINANCIAL SERVICES |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Dec 22, 2021 |
| Property Address | 42 KEELS RD, TOCCOA, GA 30577-7801 |
| Document Number | 0012800034 |
| Book / Page | 1280 / 34 |
| Instrument Date | Dec 22, 2021 |
| Instrument | 2021-001806 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 189 HERITAGE LN, TOCCOA, GA 30577-9171 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 42 Keels Rd was $2,699.
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,699.00 | $98,332 Land $5,662 Building $92,670 | $245,830 Land $14,154 Building $231,676 |
| 2023 | $1,821.00 | $61,194 Land $5,662 Building $55,532 | $152,985 Land $14,154 Building $138,831 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 42 Keels Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 42 Keels Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 58% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 100 / 20 |
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