42 John St, Helmetta, NJ 08828 Property Records

Middlesex County and Helmetta Borough property record for 42 John St, Helmetta, NJ 08828 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1,460 sqft · built 1907
Lot Size	0.099 acres (4,321 sqft)
Owner	Individual Name on File
Last Sale	$485,000 (Jun 2026)
Tax Bill	$6,913 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Mar 2023 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`06-00014-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`06-00014-0000-00003`
Alternative APN	`060001400003`

Interior

Stories	2 Stories
Building Area	1,460 sqft Living Area

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Architectural Style	Colonial
Construction Type	Frame
Lot Area	4,321 sqft (0.099 acres)
Lot Dimensions	108 ft deep x 40 ft wide

Location & Zoning

Street Address	42 JOHN ST
City	HELMETTA
State	NJ
Zip	08828-1004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	40X108
Legal Block	14
Legal Lot Number	3
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	HELMETTA
Census Block Group	1
Census Block	1025
Census Tract	8103

Owner

Source: Middlesex County and Helmetta Borough records · APN 06-00014-0000-00003

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	42 JOHN ST, HELMETTA, NJ 08828-1004
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC
Mar 15, 2023	Deed, Transfer · Conventional Mortgage THINK ONE MORTGAGE INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 24, 2026 · Amount on Record
Deed Sale	Jun 24, 2026 · Amount on Record
Prior Sale	Mar 15, 2023 · Amount on Record
Deed Document Number	202639871
Deed Book / Page	20056 / 61
Record Updated	Sep 20, 2026

June 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jun 24, 2026
Property Address	42 JOHN ST, HELMETTA, NJ 08828-1004
Document Number	0000039871
Book / Page	20056 / 61
Instrument Date	Jun 11, 2026
Instrument	202639871
Transaction Type	Transfer
Record Updated	Jul 16, 2026
Title Company	NU WORLD TITLE LLC, NU WORLD TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$48,985.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 JOHN ST, HELMETTA, NJ 08828-1004

Mortgage

Document Number	0000039872,
Date	Jun 24, 2026
Instrument	202639872

Lender

Name	CHANGE LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Mar 15, 2023
Property Address	42 JOHN ST, HELMETTA, NJ 08828-1004
Document Number	0000015694
Book / Page	19170 / 1871
Instrument Date	Jan 17, 2023
Instrument	2023015694
Transaction Type	Transfer
Record Updated	Apr 03, 2023
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	73 BROOKWOOD PKWY, JACKSON, NJ 08527-1808

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 JOHN ST, HELMETTA, NJ 08828-1004

Mortgage

Document Number	0000015695
Date	Mar 15, 2023
Instrument	2023015695

Lender

Name	THINK ONE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2053

Tax Assessment & Valuation

Source: Middlesex County and Helmetta Borough records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Helmetta Borough
Unified School District	Spotswood Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$194,300 (-) Land $90,400 Building $103,900	$194,300 (-) Land $90,400 Building $103,900
2025	$6,913.00 (+4.98%)	$194,300 (+5.08%) Land $90,400 Building $103,900	$194,300 (+5.08%) Land $90,400 Building $103,900
2024	$6,585.00 (+10.17%)
2023		$184,900 Land $90,400 Building $94,500	$184,900 Land $90,400 Building $94,500
2022	$5,977.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (34023C), updated December 16, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340230081031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 51 individual NFIP policies nearby
Nearby Flood Policies	51 in force
Nearby Flood Claims	109 (1979–2026)
Claims Outside the SFHA	2 of 109
Most Recent Claim	Aug 2026, other causes
Claims By Storm	Hurricane Irene, Aug 2011 · 24 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Helme, G. W., Snuff Mill District listed 1980 · 109 contributing resources · NRIS 80002503

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 121 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 250
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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