Hampden County and Westfield City property record for 42 Jefferson St, Westfield, MA 01085
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 3 ba · 3,735 sqft · built 1920 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $204,000 (Jul 2017) |
| Tax Bill | $6,751 (2026) |
| Deeds & Mortgages | Apr 2019 Refinance Oct 2020 Refinance + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | WFLD M:60 L:8 |
| Primary APN | WFLD M:60 L:8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 12 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 3,735 sqft Living Area |
| Gross Area | 6,724 sqft |
| Basement Area | 770 sqft |
| Unfinished Basement | 770 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Slate |
| Lot Area | 9,148 sqft (0.21 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 42 JEFFERSON ST |
|---|---|
| City | WESTFIELD |
| State | MA |
| Zip | 01085-2855 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RB |
| Legal Lot Number | 8 |
| Jurisdiction | WESTFIELD MA |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 812701 |
Source: Hampden County and Westfield City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5 BRIDGE ST, 2, MILLERS FALLS, MA 01349-1339 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 22, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance GARY LOPUK |
| Oct 13, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance SUCCESS MORTGAGE PARTNERS |
| Sep 6, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage FINANCE AMERICA |
| Jul 31, 2017 | Warranty Deed, Transfer RESIDENTIAL MTG SVCS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 31, 2017 · Amount on Record |
| Deed Sale | Jul 31, 2017 · Amount on Record |
| Prior Sale | Apr 7, 2015 · Amount on Record |
| Deed Book / Page | 21789 / 471 |
| Last Transfer Date | Sep 4, 2019 |
| Transfer Doc | 22842-117 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Property Address | 42 JEFFERSON ST, WESTFIELD, MA 01085-2855 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 22633-352 |
|---|---|
| Date | Apr 22, 2019 |
| Book Page | 22633/352 |
| Instrument | 20212 |
| Name | GARY LOPUK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Property Address | 42 JEFFERSON ST, WESTFIELD, MA 01085-2855 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 23472-46 |
|---|---|
| Date | Oct 13, 2020 |
| Book Page | 23472/46 |
| Instrument | 58938 |
| Name | SUCCESS MORTGAGE PARTNERS |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Recording Date | Sep 6, 2019 |
| Property Address | 42 JEFFERSON ST, WESTFIELD, MA 01085-2855 |
| Document Number | 22842-117 |
| Book / Page | 022842 / 000117 |
| Instrument Date | Sep 4, 2019 |
| Instrument | 51124 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 381 PARKER ST SPRINGFIELD MA 01106, SPRINGFIELD, MA 01106 |
| Document Number | 22842-120 |
|---|---|
| Date | Sep 6, 2019 |
| Book Page | 022842/000120 |
| Instrument | 51125 |
| Name | FINANCE AMERICA |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 5, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Recording Date | Jul 31, 2017 |
| Property Address | 42 JEFFERSON ST, WESTFIELD, MA 01085-2855 |
| Document Number | 21789-471 |
| Book / Page | 21789 / 471 |
| Instrument | 43572 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $43.29 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 42 JEFFERSON ST, WESTFIELD, MA 01085-2855 |
| Document Number | 217890474 |
|---|---|
| Date | Jul 31, 2017 |
| Instrument | 21789/0474 |
| Name | RESIDENTIAL MTG SVCS |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Jul 31, 2047 |
Source: Hampden County and Westfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Westfield City |
| Unified School District | Westfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,751.00 (+10.33%) | $452,200 (+12.18%) Land $92,900 Building $359,300 | $320,900 |
| 2025 | $6,119.00 (+3.55%) | $403,100 (+15.83%) Land $97,100 Building $306,000 | |
| 2023 | $5,909.00 | $348,000 Land $84,100 Building $263,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Whip City Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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