Schenectady County and Schenectady City property record for 42 Jackson Ave, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,654 sqft · built 1940 |
| Lot Size | 0.137 acres (6,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $130,000 (Mar 2019) |
| Tax Bill | $6,634 (2026) |
| Deeds & Mortgages | Dec 2023 Line of Credit Sep 2020 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 60.30-3-5 |
| Primary APN | 421500 60.30-3-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,654 sqft Living Area |
| 1st Floor Area | 1,134 sqft |
| Upper Floors Area | 520 sqft |
| Attic | Attic |
| Attic Area | 520 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,000 sqft (0.137 acres) |
| Lot Dimensions | 150 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 346 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 42 JACKSON AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-3571 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 1X WOOD AND GARAGE |
| Legal Subdivision | MAP OF WOODLAWN |
| Legal Block | 3 |
| Legal Lot Number | 5.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 21802 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 42 JACKSON AVE, SCHENECTADY, NY 12304-3571 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 6, 2023 | Deed of Trust, Mortgage · Line of Credit BROADVIEW FCU |
| Sep 22, 2020 | Grant Deed, Transfer · FHA Mortgage SEFCU MTG SVCS |
| Jan 2, 2020 | Grant Deed, Transfer OTHER |
| Mar 28, 2019 | Warranty Deed, Transfer · Conventional Mortgage SANTANDER BANK NA |
| Apr 26, 2018 | Grant Deed, Transfer OTHER |
| Sep 6, 2017 | Trustee's Deed, Foreclosure CLOSING USA LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 28, 2019 · Amount on Record |
| Deed Sale | Mar 28, 2019 · Amount on Record |
| Prior Sale | Apr 26, 2018 · Amount on Record |
| Deed Document Number | 201913631 |
| Deed Book / Page | 2008 / 318 |
| Prior Transfer Date | Aug 15, 2017 |
| Prior Transfer Doc | 0000040272 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 42 JACKSON AVE, SCHENECTADY, NY 12304-3571 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 42 JACKSON AVE, SCHENECTADY, NY 12304-3571 |
| Document Number | 0000068616 |
|---|---|
| Date | Dec 6, 2023 |
| Book Page | 5346/70 |
| Instrument | 202368616 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Nov 14, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 22, 2020 |
| Property Address | 42 JACKSON AVE, SCHENECTADY, NY 12304-3571 |
| Document Number | 0000028237 |
| Book / Page | 002041 / 000899 |
| Instrument Date | Sep 15, 2020 |
| Instrument | 28237 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $592.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 532 HARRISON AVE SCHENECTADY NY 123063928, SCHENECTADY, NY 12306-3928 |
| Document Number | 28238 |
|---|---|
| Date | Sep 22, 2020 |
| Book Page | 005022/000417 |
| Instrument | 28238 |
| Name | SEFCU MTG SVCS |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12206 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 21, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jan 2, 2020 |
| Property Address | 42 JACKSON AVE, SCHENECTADY, NY 12304-3571 |
| Document Number | 0000000118 |
| Book / Page | 002027 / 000621 |
| Instrument Date | Dec 23, 2019 |
| Instrument | 118 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2020 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Tax | $260.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1059 MARYLAND AVE SCHENECTADY NY 123082911, SCHENECTADY, NY 12308-2911 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Mar 28, 2019 |
| Property Address | 42 JACKSON AVE, SCHENECTADY, NY 12304-3571 |
| Document Number | 0000013631 |
| Book / Page | 2008 / 318 |
| Map Reference | DR 40 MAP 467 |
| Instrument Date | Mar 26, 2019 |
| Instrument | 201913631 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $520.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2330 OAKLAND AVE, 2330, SCHENECTADY, NY 12309-3619 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 340 HACKETT BLVD, ALBANY, NY 12208-5101 |
| Document Number | 0000013632 |
|---|---|
| Date | Mar 28, 2019 |
| Book Page | 4902/206 |
| Instrument | 201913632 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Apr 26, 2018 |
| Property Address | 42 JACKSON AVE, SCHENECTADY, NY 12304-3571 |
| Document Number | 0000017647 |
| Book / Page | 001985 / 000819 |
| Instrument Date | Mar 27, 2018 |
| Instrument | 17647 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Tax | $196.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2330 OAKLAND AVE SCHENECTADY NY 123093619, SCHENECTADY, NY 12309-3619 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 6, 2017 |
| Property Address | 42 JACKSON AVE, SCHENECTADY, NY 12304-3571 |
| Document Number | 0000040272 |
| Book / Page | 001970 / 000508 |
| Instrument Date | Aug 15, 2017 |
| Instrument | 40272 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 12, 2017 |
| Title Company | CLOSING USA LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $216.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8950 CYPRESS WATERS BLVD COPPELL TX 750194620, COPPELL, TX 75019-4620 |
| Investor | Possibly a Property Investor |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,634.00 (+1.89%) | ||
| 2025 | $6,511.00 (+4.54%) | $130,000 (-) Land $14,700 Building $115,300 | $215,267 (+30.82%) Land $24,342 Building $190,925 |
| 2023 | $130,000 (-) Land $14,700 Building $115,300 | $164,557 (+3.8%) Land $18,608 Building $145,949 | |
| 2022 | $130,000 Land $14,700 Building $115,300 | $158,537 Land $17,927 Building $140,610 | |
| 2021 | $6,228.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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