42 Horse Path Dr, Mill Spring, NC 28756 Property Records

Polk County property record for 42 Horse Path Dr, Mill Spring, NC 28756

Property Summary

Property Type	Other Improved
Details	4 bd · 3 ba · 2,079 sqft · built 2017
Lot Size	2.27 acres (98,881 sqft)
Owner	2 Individual Names on File
Last Sale	$33,000 (Jul 2017)
Tax Bill	$1,836 (2026)
Deeds & Mortgages	Jun 2022 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`P93-124`

Property Details

APN / Parcel Number

Primary APN	`P93-124`
Alternative APN	`55160`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Building Area	2,079 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Modular
Exterior Material	Vinyl
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	98,881 sqft (2.27 acres)
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	55160
Street Address	42 HORSE PATH DR
City	MILL SPRING
State	NC
Zip	28756-0287
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	OPEN
Legal Description	LOT #4, PHASE I, 0H19 HORSE PATH
Legal Subdivision	HORSE PATH
Legal Phase	1
Legal Lot Number	4
Jurisdiction	POLK NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1015
Census Tract	920202

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	42 HORSE PATH DR, MILL SPRING, NC 28756-0287
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 3, 2017	Warranty Deed, Transfer VANDERBILT MORTGAGE & FINANCE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2017 · Amount on File
Deed Sale	Jul 3, 2017 · Amount on File
Prior Sale	Dec 30, 2013 · Amount on File
Deed Book / Page	427 / 1279
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	42 HORSE PATH DR, MILL SPRING, NC 28756-0287
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 HORSE PATH DR, MILL SPRING, NC 28756-0287

Mortgage

Document Number	00470/2181
Date	Jun 22, 2022
Book Page	470/2181

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	305 Months
Due	Nov 1, 2047

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jul 3, 2017
Property Address	42 HORSE PATH DR, MILL SPRING, NC 28756-0287
Document Number	00427/1279
Book / Page	427 / 1279
Instrument Date	Jun 30, 2017
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	184 REFRESHING RDG, HENDERSONVILLE, NC 28792-8017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 BALLANTYNE COMMON CIR, HENDERSONVILLE, NC 28792-7731

Mortgage

Document Number	00427/1281
Date	Jul 6, 2017
Book Page	427/1281
Instrument	004652580014

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company
Address	MARYVILLE, TN 37804

Agreement

Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,836.00	$359,889 (-) Land $37,700 Building $322,189	$359,889 (-) Land $37,700 Building $322,189
2025	$1,836.00 (+0.55%)	$359,889 (+26.07%) Land $37,700 Building $322,189	$359,889 (+26.07%) Land $37,700 Building $322,189
2023	$1,826.00	$285,458 Land $37,700 Building $247,758
2021			$285,458 Land $37,700 Building $247,758

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Windstream DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Horse Path Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures