42 Highview Ter, Belfast, ME 04915 Property Records

Waldo County and Belfast City property record for 42 Highview Ter, Belfast, ME 04915

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,512 sqft · built 2015
Lot Size	0.62 acres (27,007 sqft)
Owner	Individual Name on File
Last Sale	$479,000 (Aug 2022)
Tax Bill	$6,971 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Aug 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`BELF M:028 L:022`

Property Details

APN / Parcel Number

Primary APN	`BELF M:028 L:022`
Alternative APN	`336`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,512 sqft Living Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	27,007 sqft (0.62 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Electric

Location & Zoning

Account Number	336
Street Address	42 HIGHVIEW TER
City	BELFAST
State	ME
Zip	04915-7122
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	22
Jurisdiction	BELFAST ME
Township / Civil Division	BELFAST
Census Block Group	1
Census Block	1052
Census Tract	43000

Owner

42 Highview Ter is owned and occupied by an individual who bought it in August 2022.

Source: Waldo County and Belfast City records, as of July 30, 2026

Owner of Record	Individual Name on File
Mailing Address	42 HIGHVIEW TER, BELFAST, ME 04915-7122
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Deed of Trust, Mortgage · Line of Credit CAMDEN NATIONAL BANK
Aug 3, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CAMDEN NATIONAL BANK
Dec 13, 2018	Deed of Trust, Mortgage BANGOR SVGS BK
Aug 1, 2017	Quit Claim Deed, Transfer BANGOR SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2022 · Amount on File
Deed Sale	Aug 3, 2022 · Amount on File
Prior Sale	Aug 1, 2017 · Amount on File
Deed Document Number	20222022-7098
Deed Book / Page	4827 / 289
Prior Transfer Date	Aug 1, 2022
Prior Transfer Doc	004827/289
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELFAST ME
Property Address	42 HIGHVIEW TER, BELFAST, ME 04915-7122
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005174/162
Date	Nov 25, 2025
Book Page	5174/162
Instrument	2025-10366

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELFAST ME
Recording Date	Aug 3, 2022
Property Address	42 HIGHVIEW TER, BELFAST, ME 04915-7122
Document Number	004827/289
Book / Page	4827 / 289
Instrument Date	Aug 1, 2022
Instrument	2022-7098
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 FRONT ST # D, D, BELFAST, ME 04915-6665

Mortgage

Document Number	0020227099
Date	Aug 3, 2022
Instrument	2022-7099

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Sep 1, 2029
Max Rate At Change	2.25%
Index	1-Year CMT

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELFAST ME
Property Address	42 HIGHVIEW TER, BELFAST, ME 04915-7122
Document Number	0043340072
Instrument Date	Dec 13, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 HIGHVIEW TER BELFAST ME 049157122, BELFAST, ME 04915-7122

Mortgage

Document Number	0043340072
Date	Dec 18, 2018
Book Page	004334/000072

Lender

Name	BANGOR SVGS BK
Type	Federal Savings Bank
Address	BELFAST, ME 04915

Agreement

Amount	Amount on Record
Term	300 Months
Due	Dec 17, 2043

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELFAST ME
Recording Date	Aug 1, 2017
Property Address	42 HIGHVIEW TER, BELFAST, ME 04915-7122
Document Number	0041880115
Book / Page	004188 / 000115
Instrument Date	Jul 27, 2017
Instrument	7131
Transaction Type	Transfer
Record Updated	Aug 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 HIGH ST BELFAST ME 049156548, BELFAST, ME 04915-6548

Mortgage

Document Number	41880120
Date	Aug 1, 2017
Book Page	004188/000120
Instrument	7132

Lender

Name	BANGOR SVGS BK
Type	Federal Savings Bank
Address	BANGOR, ME 04402-0400

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jul 31, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 42 Highview Ter was $6,971, down 9% from the year before.

Source: Waldo County and Belfast City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Waldo County
Municipality	Belfast City
Unified School District	Regional School Unit 71 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,971.00 (-9.02%)	$426,600 (-14.25%) Land $131,800 Building $294,800
2024	$7,662.00 (+43.78%)	$497,500 (+87.67%) Land $204,500 Building $293,000
2023	$5,329.00 (-1.88%)	$265,100 (+4.45%) Land $64,000 Building $201,100
2022	$5,431.00	$253,800 Land $64,000 Building $189,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 42 Highview Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	6 (1979–2024)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2024 · 3 claims Severe Storm And Flooding, Oct 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 42 Highview Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELFAST WATER DISTRICT serves 5,698 people · EPA ID ME0090140
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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