Kane County property record for 42 Highgate Course, Saint Charles, IL 60174 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,950 sqft · built 1978 |
| Lot Size | 0.532 acres (23,179 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $345,500 (Jun 2003) |
| Tax Bill | $11,360 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-24-301-007 |
| Primary APN | 09-24-301-007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,950 sqft Living Area |
| 1st Floor Area | 2,950 sqft |
| Basement Area | 1,475 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 23,179 sqft (0.532 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 42 HIGHGATE CRSE |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-1426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 31 OF AINTREE |
| Legal Subdivision | AINTREE |
| Legal Block | 2 |
| Legal Lot Number | 31 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 852005 |
Source: Kane County records · APN 09-24-301-007
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 42 HIGHGATE CRSE, SAINT CHARLES, IL 60174-1426 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 11, 2003 · Amount on Record |
| Deed Sale | Jun 11, 2003 · Amount on Record |
| Deed Document Number | 200395864 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 42 HIGHGATE CRSE, ST CHARLES, IL 60174-1426 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | PREMIER TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000038793 |
|---|---|
| Date | Jul 17, 2020 |
| Instrument | 2020K038793 |
| Name | HOMESIDE FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.99% |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,360.00 (+20.77%) Homeowner's exemption | ||
| 2024 | $150,848 (+23.14%) Land $31,654 Building $119,194 | $452,725 (+23.19%) Land $95,000 Building $357,725 | |
| 2022 | $9,406.00 (+4.12%) Homeowner's exemption | $122,505 (+4.91%) Land $30,731 Building $91,774 | $367,515 (+4.91%) Land $92,193 Building $275,322 |
| 2021 | $9,034.00 Homeowner's exemption | $116,772 Land $29,293 Building $87,479 | $350,316 Land $87,879 Building $262,437 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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