42 Hidden Cedar Loop, Columbia Falls, MT 59912 Property Records

Flathead County property record for 42 Hidden Cedar Loop, Columbia Falls, MT 59912

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,636 sqft · built 2025
Lot Size	0.328 acres (14,288 sqft)
Owner	2 Individual Names on Record
Tax Bill	$17,017 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Dec 2023 Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`R626228`

Property Details

APN / Parcel Number

Primary APN	`R626228`
Alternative APNs	`07-4186-17-3-13-23-0000` `0000504589`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,636 sqft Living Area
1st Floor Area	1,636 sqft
Basement Area	1,604 sqft
Finished Basement	1,604 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,288 sqft (0.328 acres)
Garage Area	576 sqft
Porch	Slab
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000504589
Street Address	42 HIDDEN CEDAR LOOP
City	COLUMBIA FALLS
State	MT
Zip	59912-4364
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERBEND ESTATES PH 2, S17, T30 N, R20 W, LOT 48, ACRES 0.33, ASSR# 0000504589
Legal Range	20W
Legal Township	30N
Legal Section	17
Legal Subdivision	RIVERBEND ESTATES PH 2
Legal Lot Number	48
Jurisdiction	FLATHEAD MT
Township / Civil Division	COLUMBIA FALLS
Census Block Group	4
Census Block	4056
Census Tract	203

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4511 COUNTRYSIDE LN, BALDWIN, MD 21013-9760
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Deed of Trust, Mortgage · Conventional Mortgage WHITEFISH CU
Dec 8, 2023	Deed of Trust, Mortgage · Conventional Mortgage WHITEFISH CU
Nov 14, 2023	Re-recorded Document INSURED TITLE, INSURED TITLES
Nov 9, 2023	Warranty Deed, Transfer · Conventional Mortgage WHITEFISH CU
Apr 18, 2022	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Feb 12, 2020	Warranty Deed, Transfer · Line of Credit FREEDOM BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2023
Deed Sale	Nov 14, 2023
Prior Sale	Nov 9, 2023 · Amount on Record
Deed Document Number	202320188
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	42 HIDDEN CEDAR LOOP, COLUMBIA FALLS, MT 59912-4364
Transaction Type	Mortgage
Record Updated	Nov 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4511 COUNTRYSIDE LN, BALDWIN, MD 21013-9760

Mortgage

Document Number	202500022438
Date	Oct 15, 2025
Instrument	202500022438

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 14, 2040

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	42 HIDDEN CEDAR LOOP, COLUMBIA FALLS, MT 59912-4364
Transaction Type	Mortgage
Record Updated	Dec 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4511 COUNTRYSIDE LN, BALDWIN, MD 21013-9760

Mortgage

Document Number	202300021877
Date	Dec 8, 2023
Instrument	202300021877

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Nov 9, 2043

November 2023: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	FLATHEAD MT
Recording Date	Nov 14, 2023
Property Address	42 HIDDEN CEDAR LOOP, COLUMBIA FALLS, MT 59912-4364
Document Number	202300020188
Instrument Date	Nov 9, 2023
Instrument	202300020188
Record Updated	Nov 24, 2023
Title Company	INSURED TITLE, INSURED TITLES

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6507 YORK RD, BALTIMORE, MD 21212-2115

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Nov 9, 2023
Property Address	42 HIDDEN CEDAR LOOP, COLUMBIA FALLS, MT 59912-4364
Document Number	202300020061
Instrument Date	Nov 9, 2023
Instrument	202300020061
Transaction Type	Transfer
Record Updated	Nov 24, 2023
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6507 YORK RD, BALTIMORE, MD 21212-2115

Mortgage

Document Number	202300020062
Date	Nov 9, 2023
Instrument	202300020062

Lender

Name	WHITEFISH CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 9, 2043

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Apr 18, 2022
Property Address	42 HIDDEN CEDAR LOOP, COLUMBIA FALLS, MT 59912-4364
Document Number	202200009927
Instrument Date	Apr 18, 2022
Instrument	202200009927
Transaction Type	Transfer
Record Updated	Nov 24, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 BILLS LN, COLUMBIA FALLS, MT 59912-3929

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Feb 12, 2020
Property Address	42 HIDDEN CEDAR LOOP, COLUMBIA FALLS, MT 59912-4364
Document Number	202000004032
Instrument Date	Feb 11, 2020
Instrument	202000004032
Transaction Type	Transfer
Record Updated	Nov 24, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 397, WEST GLACIER, MT 59936-0397

Mortgage

Document Number	202000004033
Date	Feb 12, 2020
Instrument	202000004033

Lender

Name	FREEDOM BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Municipality	Columbia Falls City
Elementary School District	Columbia Falls Elementary School District (PK - 08)
Secondary School District	Columbia Falls High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$17,017.00 (+75%)	$1,492,594 (+235.4%)
2025	$2,002.00 (+7.12%)	$445,014 (+131.89%)	$1,492,594 (+677.75%) Land $445,014 Building $1,047,580
2023	$1,869.00	$191,911	$191,911 Land $191,911

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 83% of Montana
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA FALLS serves 4,450 people · EPA ID MT0000181
Water Source	Groundwater
Last State Inspection	May 2026
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Bullitt Communications, MontanaSky Networks.

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