42 Georgetown Dr, Ringgold, GA 30736 Property Records

Catoosa County property record for 42 Georgetown Dr, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,588 sqft · built 2019
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Aug 2022)
Tax Bill	$2,533 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Aug 2022 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`0020K013`

Property Details

APN / Parcel Number

Primary APN	`0020K013`
Alternative APN	`28304`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,588 sqft Heated Area
1st Floor Area	1,044 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Area	368 sqft
Porch	Slab
Deck Area	329 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	28304
Street Address	42 GEORGETOWN DR
City	RINGGOLD
State	GA
Zip	30736-6574
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RTZ
Legal Description	LOT 13 STONEBROOKE
Legal Subdivision	STONEBROOKE
Legal Lot Number	13
Jurisdiction	CATOOSA GA
Township / Civil Division	BOYNTON RIDGE
Census Block Group	4
Census Block	4000
Census Tract	30402

Owner

42 Georgetown Dr is owned and occupied by two individuals who bought it in August 2022.

Source: Catoosa County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	42 GEORGETOWN DR, RINGGOLD, GA 30736-6574
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Aug 12, 2022	Warranty Deed, Transfer · Conventional Mortgage SUMMIT FUNDING
Aug 12, 2022	Warranty Deed, Transfer · Conventional Mortgage SUMMIT FUNDING
Jun 30, 2022	Warranty Deed, Transfer
Mar 21, 2019	Warranty Deed, Subdivision Related Transfer · Conventional with PMI FIFTH THIRD BK
Mar 21, 2019	Quit Claim Deed, Transfer CHOICE TITLE
Oct 15, 2018	Warranty Deed, Construction Loan · Line of Credit FIRST VOLUNTEER BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2022 · Amount on File
Deed Sale	Aug 15, 2022 · Amount on File
Prior Sale	Jul 7, 2022 · Amount on File
Deed Document Number	20221948
Deed Book / Page	2237 / 726
Prior Transfer Date	Mar 18, 2019
Prior Transfer Doc	0019790105
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	42 GEORGETOWN DR, RINGGOLD, GA 30736-6574
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 GEORGETOWN DR, RINGGOLD, GA 30736-6574

Mortgage

Document Number	0021880000000296
Date	Dec 1, 2021
Book Page	0000002188/0000000296
Instrument	011827

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Aug 12, 2022
Property Address	42 GEORGETOWN DR, RINGGOLD, GA 30736-6574
Document Number	0022370726
Book / Page	2237 / 726
Instrument Date	Aug 12, 2022
Instrument	2022-001948
Transaction Type	Transfer
Record Updated	Sep 2, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 GEORGETOWN DR, RINGGOLD, GA 30736-6574
Investor	Possibly a Property Investor

Mortgage

Document Number	0022370000000729
Date	Aug 15, 2022
Book Page	0000002237/0000000729
Instrument	006813

Lender

Name	SUMMIT FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Aug 12, 2022
Property Address	42 GEORGETOWN DR, RINGGOLD, GA 30736-6574
Document Number	0022370726
Book / Page	2237 / 726
Instrument Date	Aug 12, 2022
Instrument	2022-001948
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 GEORGETOWN DR, RINGGOLD, GA 30736-6574
Investor	Possibly a Property Investor

Mortgage

Document Number	0000006813
Date	Aug 12, 2022
Instrument	006813

Lender

Name	SUMMIT FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	353 Months
Due	Jan 1, 2052

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Jun 30, 2022
Property Address	42 GEORGETOWN DR, RINGGOLD, GA 30736-6574
Document Number	0022310449
Book / Page	2231 / 449
Instrument Date	Jun 30, 2022
Instrument	2022-001597
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 GEORGETOWN DR, RINGGOLD, GA 30736-6574

March 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Mar 21, 2019
Property Address	42 GEORGETOWN DR, RINGGOLD, GA 30736-6574
Document Number	0019790076
Book / Page	001979 / 000076
Instrument Date	Mar 21, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 16, 2019
Title Company	CHOICE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$198.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 GEORGETOWN DR RINGGOLD GA 30736, RINGGOLD, GA 30736

Mortgage

Document Number	19790078
Date	Mar 21, 2019
Book Page	001979/000078

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 20, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.75%

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CATOOSA GA
Recording Date	Mar 21, 2019
Property Address	42 GEORGETOWN DR, RINGGOLD, GA 30736-6574
Document Number	0019790105
Book / Page	001979 / 000105
Instrument Date	Mar 18, 2019
Transaction Type	Transfer
Record Updated	Apr 16, 2019
Title Company	CHOICE TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 GEORGETOWN DR RINGGOLD GA 30736, RINGGOLD, GA 30736

October 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Oct 15, 2018
Property Address	42 GEORGETOWN DR, RINGGOLD, GA 30736-6574
Document Number	0019580741
Book / Page	001958 / 000741
Instrument Date	Oct 11, 2018
Transaction Type	Construction Loan
Record Updated	Oct 26, 2018
Title Company	CHOICE TITLE

Transaction

Amount	Amount on Record
Tax	$20.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1355 MACK SMITH RD ROSSVILLE GA 307413749, ROSSVILLE, GA 30741-3749

Mortgage

Document Number	19580743
Date	Oct 15, 2018
Book Page	001958/000743

Lender

Name	FIRST VOLUNTEER BK
Type	Bank
Address	CHATTANOOGA, TN 37421

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Oct 14, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 42 Georgetown Dr was $2,533.

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,533.00	$133,414 Land $12,000 Building $121,414	$333,534 Land $30,000 Building $303,534
2023	$2,333.00 (+30.77%)	$104,228 Land $12,000 Building $92,228	$260,571 Land $30,000 Building $230,571
2022	$1,784.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 42 Georgetown Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1995–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2009 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 42 Georgetown Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ringgold Telephone Company.

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