42 Gelding Hill Rd, Sandy Hook, CT 06482 Property Records

Newtown Town property record for 42 Gelding Hill Rd, Sandy Hook, CT 06482

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,840 sqft · built 1991
Lot Size	2.24 acres (97,574 sqft)
Owner	2 Individual Names on File
Last Sale	$428,018 (Aug 2020)
Tax Bill	$10,419 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00745200`

Property Details

APN / Parcel Number

Primary APN	`00745200`
Alternative APNs	`NTWN M:51 B:8 L:61 U:2` `NEWT M:51 B:8 L:61 U:2` `745200`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,840 sqft Living Area
Gross Area	4,775 sqft
1st Floor Area	1,168 sqft
Basement Area	1,120 sqft
Unfinished Basement	1,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	97,574 sqft (2.24 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	745200
Street Address	42 GELDING HILL RD
City	SANDY HOOK
State	CT
Zip	06482-1414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Block	8
Legal Lot Number	61
Jurisdiction	NEWTOWN CT
Township / Civil Division	NEWTOWN
Census Block Group	1
Census Block	1002
Census Tract	230501

Owner

42 Gelding Hill Rd is owned and occupied by two individuals who bought it in August 2020.

Source: Newtown Town records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	42 GELDING HILL RD, SANDY HOOK, CT 06482-1414
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2021	Deed of Trust, Mortgage · Balloon Mortgage SUN WEST MORTGAGE CO INC
Aug 18, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage ALLY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2020 · Amount on File
Deed Sale	Aug 18, 2020 · Amount on File
Prior Sale	Jun 5, 1995 · Amount on File
Deed Document Number	20203846
Deed Book / Page	1148 / 330
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTOWN CT
Property Address	42 GELDING HILL RD, SANDY HOOK, CT 06482-1414
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01162-1030
Date	Feb 11, 2021
Book Page	1162/1030
Instrument	830

Lender

Name	SUN WEST MORTGAGE CO INC

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTOWN CT
Recording Date	Aug 18, 2020
Property Address	42 GELDING HILL RD, SANDY HOOK, CT 06482-1414
Document Number	1148-330
Book / Page	1148 / 330
Instrument Date	Aug 13, 2020
Instrument	20200-00003846
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	108 E 96TH ST, NEW YORK, NY 10128-6217

Mortgage

Document Number	3847
Date	Aug 18, 2020
Instrument	3847

Lender

Name	ALLY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 42 Gelding Hill Rd was $10,419.

Source: Newtown Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Newtown Town
Unified School District	Newtown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,419.00	$362,540 Land $133,690 Building $228,850	$253,778 Land $93,583 Building $160,195
2024	$10,419.00 (+9.52%)
2023	$9,513.00 (+15.55%)	$362,540 (+52.67%) Land $133,690 Building $228,850
2022	$8,233.00	$237,470 Land $89,630 Building $147,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 42 Gelding Hill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 42 Gelding Hill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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