42 Garfield Pl, Albany, NY 12206 Property Records

Albany County and Albany City property record for 42 Garfield Pl, Albany, NY 12206

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,596 sqft · built 1890
Lot Size	0.057 acres (2,500 sqft)
Owner	Company Name on File
Last Sale	$120,000 (Nov 2025)
Tax Bill	$2,631 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`010100 65.21-3-2`

Property Details

APN / Parcel Number

Primary APN	`010100 65.21-3-2`
Alternative APNs	`010006502100030020000000` `06502100030020000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,596 sqft Total Area
1st Floor Area	798 sqft
2nd Floor Area	798 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	06502100030020000000
Street Address	42 GARFIELD PL
City	ALBANY
State	NY
Zip	12206-1907
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2B
Legal Description	2 WOOD-COMP & 3 CAR CON GAR 1210125
Legal Block	3
Legal Lot Number	2.000
Jurisdiction	ALBANY NY
Township / Civil Division	ALBANY
Census Block Group	2
Census Block	2007
Census Tract	301

Owner

42 Garfield Pl, a duplex, is owned by a company that bought it in November 2025.

Source: Albany County and Albany City records, as of October 19, 2026

Owner of Record	Company Name on File
Mailing Address	2320 NOTT ST E, 9123, SCHENECTADY, NY 12309-7205
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · Commercial Mortgage LIMA ONE CAPITAL LLC
Nov 13, 2025	Bargain and Sale Deed, Transfer LEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2025 · Amount on File
Deed Sale	Nov 13, 2025 · Amount on File
Prior Sale	Nov 17, 2017 · Amount on File
Deed Document Number	202520547
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	42 GARFIELD PL, ALBANY, NY 12206-1907
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	LEGACY TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 9123, SCHENECTADY, NY 12309-0123

Mortgage

Document Number	0000002905
Date	Dec 15, 2025
Instrument	R2025-22905

Lender

Name	LIMA ONE CAPITAL LLC
Type	Mortgage Company
Address	GREENVILLE, SC 29601

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

November 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ALBANY NY
Recording Date	Nov 13, 2025
Property Address	42 GARFIELD PL, ALBANY, NY 12206-1907
Document Number	0000000547
Instrument Date	Nov 5, 2025
Instrument	R2025-20547
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	LEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Tax	$480.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	110 BUCKINGHAM DR, ALBANY, NY 12208-1315

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2320 NOTT ST E, SCHENECTADY, NY 12309-9211

Tax Assessment & Valuation

The 2026 property tax bill for 42 Garfield Pl was $2,631, down 62.8% from the year before.

Source: Albany County and Albany City assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
Municipality	Albany City
Unified School District	Albany City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,631.00 (-62.8%)
2025	$7,072.00	$89,000 (-) Land $17,800 Building $71,200	$92,708 (+4.17%) Land $18,542 Building $74,166
2024		$89,000 (+9.88%) Land $17,800 Building $71,200	$89,000 (-22.17%) Land $17,800 Building $71,200
2023		$81,000 (-) Land $16,200 Building $64,800	$114,358 (+12.55%) Land $22,872 Building $91,486
2022		$81,000 Land $16,200 Building $64,800	$101,606 Land $20,321 Building $81,285
2021	$3,806.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 42 Garfield Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 42 Garfield Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBANY CITY serves 98,000 people · EPA ID NY0100189
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	13 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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