42 Frank St, Valley Stream, NY 11580 Property Records

Nassau County and Hempstead Town property record for 42 Frank St, Valley Stream, NY 11580

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,182 sqft · built 1941
Lot Size	0.092 acres (4,000 sqft)
Owner	2 Individual Names on File
Last Sale	$740,000 (Jan 2026)
Tax Bill	$11,325 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`37-498-00-0213`

Property Details

APN / Parcel Number

Primary APN	`37-498-00-0213`
Alternative APNs	`2089-37-498-00-0213-0` `37498000213000000000` `282089 37.-498-213` `37498 02130`

Interior

Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,182 sqft Living Area
1st Floor Area	788 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Cape Cod
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Other
Lot Area	4,000 sqft (0.092 acres)
Lot Dimensions	100 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Deck Area	231 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	37498 02130
Street Address	42 FRANK ST
City	VALLEY STREAM
State	NY
Zip	11580-1650
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWN #1 SCH DIST 016
Legal Block	498
Legal Lot Number	213
Jurisdiction	NASSAU NY
Township / Civil Division	HEMPSTEAD
Census Block Group	5
Census Block	5004
Census Tract	409900

Owner

42 Frank St is owned and occupied by two individuals who bought it in January 2026.

Source: Nassau County and Hempstead Town records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	42 FRANK ST, VALLEY STREAM, NY 11580-1650
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2026	Bargain and Sale Deed, Transfer · VA Mortgage CMG MORTGAGE INC
May 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage CONTOUR MORTGAGE GROUP INC
Jul 25, 2018	Deed of Trust, Mortgage · Conventional with PMI INTERCONTINENTAL CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2026 · Amount on File
Deed Sale	Jan 22, 2026 · Amount on File
Prior Sale	Dec 10, 2002 · Amount on File
Deed Document Number	20264955
Deed Book / Page	D14712 / 732
Record Updated	Oct 29, 2026

January 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	NASSAU NY
Recording Date	Jan 22, 2026
Property Address	42 FRANK ST, VALLEY STREAM, NY 11580-1650
Document Number	D147120732
Book / Page	D14712 / 732
Map Reference	FILE 577 CASE 3529
Instrument Date	Jan 12, 2026
Instrument	2026-4955
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	REGISTERED ABSTRACTERS, REGISTER ABSTRACT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,960.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	42 FRANK ST, VALLEY STREAM, NY 11580-1650

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	42 FRANK ST, VALLEY STREAM, NY 11580-1650

Mortgage

Document Number	0020264956
Date	Jan 22, 2026
Instrument	2026-4956

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	385 Months
Due	Feb 1, 2058

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Property Address	42 FRANK ST, VALLEY STREAM, NY 11580-1650
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0442050933
Date	May 27, 2020
Book Page	44205/933
Instrument	2020-041480

Lender

Name	CONTOUR MORTGAGE GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2035

Interest

Rate Type	Fixed Rate

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Property Address	42 FRANK ST, VALLEY STREAM, NY 11580-1650
Document Number	0430050892
Instrument Date	Jul 25, 2018
Transaction Type	Mortgage
Record Updated	Sep 5, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	42 FRANK ST VALLEY STREAM NY 115801650, VALLEY STREAM, NY 11580-1650

Mortgage

Document Number	0430050892
Date	Aug 17, 2018
Book Page	043005/000892
Instrument	73885

Lender

Name	INTERCONTINENTAL CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 16, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 42 Frank St was $11,325.

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Nassau County
County Subdivision	Hempstead Town
Elementary School District	Elmont Union Free School District (PK - 06)
Secondary School District	Sewanhaka Central High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$438 (-) Land $196 Building $242	$438,000 (-)
2025	$11,325.00	$438 Land $196 Building $242	$438,000
2023	$10,848.00 Additional exemption filed	$438 Land $196 Building $242	$438,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 42 Frank St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 42 Frank St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WA OF WESTERN NASSAU public/private · serves 120,000 people · EPA ID NY2902830
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 888 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

Nearby Properties on Frank St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures