42 Frank St, Union, MO 63084 Property Records

Franklin County property record for 42 Frank St, Union, MO 63084

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,417 sqft · built 1965
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Tax Bill$1,883 (2025)
Deeds & MortgagesOct 2025 Mortgage
Jan 2023 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN17-8-34.0-1-006-111.000

Property Details

APN / Parcel Number

Primary APN17-8-34.0-1-006-111.000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,417 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Architectural StyleA-Frame
Construction TypeFrame
Lot Area8,712 sqft (0.2 acres)
Patio Area380 sqft

Location & Zoning

Street Address42 FRANK ST
CityUNION
StateMO
Zip63084-2010
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeANU
Legal DescriptionLOT:42 UNION HILLS 2
Legal Range01W
Legal Township43
Legal Section34
Legal QuarterNE
Legal SubdivisionUNION HILLS
Legal Block6
Legal Lot Number42
JurisdictionFRANKLIN MO
Township / Civil DivisionUNION
Census Block Group1
Census Block1040
Census Tract800605

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address42 FRANK ST, UNION, MO 63084-2010
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2025Deed of Trust, Mortgage
HUD
Jan 23, 2023Warranty Deed, Transfer · FHA Mortgage
CARDINAL FINANCIAL CO
Mar 31, 2017Grant Deed, Transfer
Jan 17, 2017Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 23, 2023
Deed SaleJan 23, 2023
Prior SaleMar 31, 2017
Deed Document Number2300848
Record UpdatedJun 8, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MO
Property Address42 FRANK ST, UNION, MO 63084-2010
Transaction TypeMortgage
Record UpdatedOct 29, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002512642
DateOct 6, 2025
Instrument2512642
Lender
NameHUD
TypeGovernment Agency
Agreement
AmountAmount Recorded
Term480 Months
DueOct 1, 2065

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN MO
Recording DateJan 23, 2023
Property Address42 FRANK ST, UNION, MO 63084-2010
Document Number0002300848
Map ReferencePB I PG 50
Instrument DateJan 20, 2023
Instrument2300848
Transaction TypeTransfer
Record UpdatedJun 13, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address42 FRANK ST, UNION, MO 63084-2010

Mortgage

Document Number0002300849
DateJan 23, 2023
Instrument2300849
Lender
NameCARDINAL FINANCIAL CO
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2053

March 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFRANKLIN MO
Recording DateMar 31, 2017
Property Address42 FRANK ST, UNION, MO 63084-2010
Document Number0000004681
Instrument DateMar 29, 2017
Instrument4681
Transaction TypeTransfer
Record UpdatedApr 4, 2017

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2669 HIGHWAY K ST CLAIR MO 630773517, ST CLAIR, MO 63077-3517

January 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionFRANKLIN MO
Recording DateJan 17, 2017
Property Address42 FRANK ST, UNION, MO 63084-2010
Document Number0000000567
Instrument DateJan 9, 2017
Instrument567
Transaction TypeForeclosure
Record UpdatedJan 20, 2017

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1661 WORTHINGTON RD #100 WEST PALM BEACH FL 334096493, 100, WEST PALM BEACH, FL 33409-6493

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyFranklin County
MunicipalityUnion City
Unified School DistrictUnion R-XI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,883.00 (+8.34%)$31,593 (+9.3%)$166,280 (+9.3%) Land $19,310 Building $146,970
2023$1,738.00 (+35.89%)$28,905$152,130 Land $19,310 Building $132,820
2022$1,279.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUNION PWS
serves 12,348 people · EPA ID MO6010801
Water SourceGroundwater
Last State InspectionNov 2022
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
Wave Internet Technologies
Fixed Wireless
100 / 100
T-Mobile
Fixed Wireless
100 / 20

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